470 S Steele St, Ionia, MI 48846 Property Records

Ionia County property record for 470 S Steele St, Ionia, MI 48846

Property Summary

Property TypeCommercial
Details1,152 sqft · built 1969
Lot Size0.29 acres (12,632 sqft)
OwnerIndividual Name on File
Last Sale$150,000 (Oct 2019)
Tax Bill$1,772 (2025)
Flood ZoneZone AE (high risk)
APN20111000008500

Property Details

APN / Parcel Number

Primary APN20111000008500
Alternative APN
  • 34-201-110-000-085-00

Interior

Stories1 Story
Building Area1,152 sqft Total Area

Exterior

Year BuiltBuilt 1969
Effective Year BuiltEffective 1975
Fire ResistanceMasonry Walls, Wood Interior
Lot Area12,632 sqft (0.29 acres)
Lot Dimensions240 ft deep x 140 ft wide

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
SewerConnected

Location & Zoning

Street Address470 S STEELE ST
CityIONIA
StateMI
Zip48846-9401
Property CategoryCommercial
Property TypeCommercial > Retail
Local Zoning CodeB-3
Legal DescriptionCITY OF IONIA SUP. HANNIGAN & BAXTERS ADD. COM.AT PT ON SE R/W LI OF STEELE ST. 259.38 FT.SWLY.OF NW COR.OF LOT 8 OF SD ADDITION, TH N.44 DEG40MIN E ALG.SD.R/W LI 45.64 FT.,TH.S.45 DEG.20 MIN E.120 FT, TH.S.44 DEG 40 MIN.W.140 FT,TH.N.45 DEG.20MIN. A
Legal SubdivisionBAXTERS ADD.
Legal Lot Number8
JurisdictionIONIA MI
Township / Civil DivisionIONIA
Census Block Group4
Census Block4031
Census Tract31700

Owner

470 S Steele St, a commercial property, is owned by an individual who bought it in October 2019.

Source: Ionia County records, as of October 20, 2026

Owner of RecordIndividual Name on File
Mailing Address3506 FITZNER RD, GREENVILLE, MI 48838-9222
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 17, 2019 · Amount on File
Deed SaleOct 17, 2019 · Amount on File
Prior SaleAug 11, 1997 · Amount on File
Prior Transfer DateSep 5, 2019
Record UpdatedOct 29, 2026

Tax Assessment & Valuation

The 2025 property tax bill for 470 S Steele St was $1,772.

Source: Ionia County assessment roll, as of October 20, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyIonia County
MunicipalityIonia City
Unified School DistrictIonia Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$34,300 (-4.72%) Land $12,200 Building $22,100$68,600 (-4.72%) Land $24,400 Building $44,200
2025$1,772.00$36,000 Land $16,700 Building $19,300$72,000 Land $33,400 Building $38,600
2023$27,700 Land $13,100 Building $14,600$55,400 Land $26,200 Building $29,200

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 470 S Steele St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective January 15, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 10 policies
Nearby Flood Policies10 in force
Nearby Flood Claims11 (2004–2018)
Claims Outside the SFHA1 of 11
Most Recent ClaimFeb 2018 · river or lake flooding
Claims by Event
  • Flooding, Apr 2013 · 5 claims
  • Severe Storms, Tornadoes, And Flooding, May 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 470 S Steele St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 85% of Michigan
Wildfire LikelihoodUnder 0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemIONIA
serves 11,708 people · EPA ID MI0003370
Water SourceGroundwater
Last State InspectionOct 2021
Lead5 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 64 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30

May also be available: Point Broadband.

Nearby Properties on S Steele St

Nearby Streets

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