406 S Steele St, Ionia, MI 48846 Property Records

Ionia County property record for 406 S Steele St, Ionia, MI 48846

Property Summary

Property TypeCommercial
Details1,984 sqft · built 1940
Lot Size0.54 acres (23,522 sqft)
OwnerCompany Name on File
Last Sale$125,000 (Oct 2019)
Tax Bill$8,769 (2025)
Deeds & MortgagesApr 2018 Sale
Flood ZoneZone AE (high risk)
APN20111000006000

Property Details

APN / Parcel Number

Primary APN20111000006000
Alternative APN
  • 34-201-110-000-060-00

Interior

Stories1 Story
Building Area1,984 sqft Total Area

Exterior

Year BuiltBuilt 1940
Effective Year BuiltEffective 1990
Lot Area23,522 sqft (0.54 acres)
Lot Dimensions165 ft deep x 143 ft wide

Utilities, Heating & Cooling

Heating SystemForced Air with A/C

Location & Zoning

Street Address406 S STEELE ST
CityIONIA
StateMI
Zip48846-9401
Property CategoryCommercial
Property TypeCommercial > Retail
Local Zoning CodeI-1
Legal DescriptionTHE LAND REFERRED TO IN THIS COMMITMENT IS DESCRIBED AS FOLLOWS: LAND SITUATED IN THE CITY OF IONIA, IONIA COUNTY, MICHIGAN:
Legal SubdivisionOF SUPERVISOR HANIGAN & BAXTERS ADD
Legal Lot Number5-6,132
JurisdictionIONIA MI
Township / Civil DivisionIONIA
Census Block Group4
Census Block4031
Census Tract31700

Owner

406 S Steele St, a commercial property, is owned by a company that bought it in October 2019.

Source: Ionia County records, as of October 20, 2026

Owner of RecordCompany Name on File
Mailing Address29500 TELEGRAPH RD, 250, SOUTHFIELD, MI 48034-1358
Owner TypeCompany
VestingCompany

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 9, 2019 · Amount on File
Deed SaleOct 9, 2019 · Amount on File
Prior SaleApr 23, 2018 · Amount on File
Record UpdatedOct 29, 2026

April 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionIONIA MI
Recording DateApr 23, 2018
Property Address406 S STEELE ST, IONIA, MI 48846-9401
Document Number649/9915
Book / Page649 / 9915
Instrument DateApr 20, 2018
Transaction TypeTransfer
Record UpdatedAug 31, 2021

Transaction

AmountAmount on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address832 E WASHINGTON ST, IONIA, MI 48846-1885

Tax Assessment & Valuation

The 2025 property tax bill for 406 S Steele St was $8,769.

Source: Ionia County assessment roll, as of October 20, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyIonia County
MunicipalityIonia City
Unified School DistrictIonia Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$169,500 (+4.05%) Land $22,700 Building $146,800$339,000 (+4.05%) Land $45,400 Building $293,600
2025$8,769.00$162,900 Land $31,000 Building $131,900$325,800 Land $62,000 Building $263,800
2023$131,100 Land $24,300 Building $106,800$262,200 Land $48,600 Building $213,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 406 S Steele St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective January 15, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 10 policies
Nearby Flood Policies10 in force
Nearby Flood Claims11 (2004–2018)
Claims Outside the SFHA1 of 11
Most Recent ClaimFeb 2018 · river or lake flooding
Claims by Event
  • Flooding, Apr 2013 · 5 claims
  • Severe Storms, Tornadoes, And Flooding, May 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 406 S Steele St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemIONIA
serves 11,708 people · EPA ID MI0003370
Water SourceGroundwater
Last State InspectionOct 2021
Lead5 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 78 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

May also be available: Surf Internet.

Nearby Properties on S Steele St

Nearby Streets

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