Franklin County property record for 470 Ruffin Dr, Galloway, OH 43119
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,782 sqft · built 2002 |
| Lot Size | 0.132 acres (5,750 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $310,000 (Nov 2022) |
| Tax Bill | $3,731 (2024) |
| Deeds & Mortgages | Aug 2026 Mortgage Mar 2023 Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 570-260811 |
| Primary APN | 570-260811 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 2 Half Baths |
| Plumbing Fixtures | 12 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,782 sqft Living Area |
| 1st Floor Area | 1,292 sqft |
| Family Room | Family Room |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2002 |
| Architectural Style | Conventional |
| Exterior Material | Wood/Aluminum |
| Foundation Type | Raised |
| Lot Area | 5,750 sqft (0.132 acres) |
| Lot Dimensions | 115 ft deep x 50 ft wide |
| Garage Type | Attached |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 470 RUFFIN DR |
|---|---|
| City | GALLOWAY |
| State | OH |
| Zip | 43119-8288 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | RUFFIN DRIVE GALLOWAY RIDGE SECTION 5 PART 2 LOT 434 |
| Legal Subdivision | GALLOWAY RIDGE SEC 5 PT 2 |
| Legal Lot Number | 434 |
| Jurisdiction | FRANKLIN OH |
| Township / Civil Division | COLUMBUS |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 8166 |
470 Ruffin Dr is owned and occupied by two individuals who bought it in November 2022.
Source: Franklin County records, as of October 13, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 470 RUFFIN DR, GALLOWAY, OH 43119-8288 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Aug 25, 2026 | Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC |
| Mar 14, 2023 | Deed of Trust, Mortgage · FHA Mortgage HOMETOWN LENDERS INC |
| Nov 14, 2022 | Warranty Deed, Transfer · FHA Mortgage HOMETOWN LENDERS INC |
| Oct 20, 2017 | Warranty Deed, Subdivision Related Transfer · FHA Mortgage UNITED SAVINGS BANK |
| May 18, 2017 | Grant Deed, Transfer STEWART TITLE |
| Mar 8, 2017 | Court-Ordered Deed, Foreclosure ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 14, 2022 · Amount on File |
| Deed Sale | Nov 14, 2022 · Amount on File |
| Prior Sale | Oct 20, 2017 · Amount on File |
| Deed Document Number | 2022156285 |
| Prior Transfer Date | Mar 6, 2017 |
| Prior Transfer Doc | 0000031639 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRANKLIN OH |
| Recording Date | Aug 25, 2026 |
| Property Address | 470 RUFFIN DR, GALLOWAY, OH 43119-8288 |
| Document Number | 0000104100 |
| Instrument Date | Aug 15, 2026 |
| Instrument | 2026104100 |
| Transaction Type | Mortgage |
| Record Updated | Sep 9, 2026 |
| Title Company | TOWNSGATE CLOSING SERVICES |
| Name | Verified Name |
|---|---|
| Address | 470 RUFFIN DR, GALLOWAY, OH 43119-8288 |
| Document Number | 0000104100, |
|---|---|
| Date | Aug 25, 2026 |
| Instrument | 2026104100 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 1, 2056 |
| Max Rate | -1% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRANKLIN OH |
| Property Address | 470 RUFFIN DR, GALLOWAY, OH 43119-8288 |
| Transaction Type | Mortgage |
| Record Updated | Sep 14, 2023 |
| Title Company | E-CHICAGO TITLE, CHICAGO TITLE |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0000023819 |
|---|---|
| Date | Mar 14, 2023 |
| Instrument | 202303140023819 |
| Name | HOMETOWN LENDERS INC |
|---|---|
| Type | Mortgage Company |
| Address | HUNTSVILLE, AL 35806 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 357 Months |
| Due | Dec 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FRANKLIN OH |
| Recording Date | Nov 14, 2022 |
| Property Address | 470 RUFFIN DR, GALLOWAY, OH 43119-8288 |
| Document Number | 0000156285 |
| Map Reference | MB 99 PG 27&28 |
| Instrument Date | Nov 8, 2022 |
| Instrument | 202211140156285 |
| Transaction Type | Transfer |
| Record Updated | Nov 24, 2022 |
| Title Company | E-CHICAGO TITLE, CHICAGO TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $310.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 350 THE BRIDGE ST STE 116, 116, HUNTSVILLE, AL 35806-0022 |
| Document Number | 0000156286 |
|---|---|
| Date | Nov 14, 2022 |
| Instrument | 202211140156286 |
| Name | HOMETOWN LENDERS INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FRANKLIN OH |
| Recording Date | Oct 20, 2017 |
| Property Address | 470 RUFFIN DR, GALLOWAY, OH 43119-8288 |
| Document Number | 0000147153 |
| Instrument Date | Oct 13, 2017 |
| Instrument | 201710200147153 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | May 13, 2022 |
| Title Company | NORTHWEST ADVANTAGE TITLE AG |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $399.80 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 8534 E KEMPER RD, CINCINNATI, OH 45249-3701 |
| Document Number | 0000147154 |
|---|---|
| Date | Oct 20, 2017 |
| Instrument | 201710200147154 |
| Name | UNITED SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2047 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | FRANKLIN OH |
| Recording Date | May 18, 2017 |
| Property Address | 470 RUFFIN DR, GALLOWAY, OH 43119-8288 |
| Document Number | 0000067211 |
| Instrument Date | May 2, 2017 |
| Instrument | 67211 |
| Transaction Type | Transfer |
| Record Updated | Jul 14, 2020 |
| Title Company | STEWART TITLE |
| Amount | Amount on Record |
|---|---|
| Tax | $135.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 9230 MCCLELLAN DR NEW ALBANY OH 430547122, NEW ALBANY, OH 43054-7122 |
| Investor | Possibly a Property Investor |
| Document Type | Court-Ordered Deed |
|---|---|
| Jurisdiction | FRANKLIN OH |
| Recording Date | Mar 8, 2017 |
| Property Address | 470 RUFFIN DR, GALLOWAY, OH 43119-8288 |
| Document Number | 0000031639 |
| Instrument Date | Mar 6, 2017 |
| Instrument | 31639 |
| Transaction Type | Foreclosure |
| Record Updated | Jul 14, 2020 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Tax | $120.00 |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Association |
| Address | 3232 NEWMARK DR MIAMISBURG OH 453425421, MIAMISBURG, OH 45342-5421 |
| Investor | Possibly a Property Investor |
Source: Franklin County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Franklin County |
| Municipality | Columbus City |
| Unified School District | South-Western City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $102,340 (-) Land $27,020 Building $75,320 | $292,400 Land $77,200 Building $215,200 | |
| 2024 | $3,731.00 (+1.8%) Homeowner's exemption | $102,340 (-) Land $27,020 Building $75,320 | |
| 2023 | $3,665.00 (+14%) Homeowner's exemption | $102,340 (+55.34%) Land $27,020 Building $75,320 | $292,400 Land $77,200 Building $215,200 |
| 2022 | $3,215.00 Homeowner's exemption | $65,880 Land $9,070 Building $56,810 | |
| 2020 | $188,200 Land $25,900 Building $162,300 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 470 Ruffin Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 4, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 470 Ruffin Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 96% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | COLUMBUS PUBLIC WATER SYSTEM serves 1,309,468 people · EPA ID OH2504412 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2022 |
| Lead | 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 542 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Breezeline Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL · Fiber, Fixed Wireless in parts of the area | 100 / 20 |
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