Franklin County property record for 453 Ruffin Dr, Galloway, OH 43119
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 1,152 sqft · built 2003 |
| Lot Size | 0.132 acres (5,757 sqft) |
| Owner | Individual Name on File |
| Last Sale | $235,000 (May 2020) |
| Tax Bill | $3,261 (2024) |
| Deeds & Mortgages | Mar 2019 Line of Credit May 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 570-260832 |
| Primary APN | 570-260832 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 1,152 sqft Living Area |
| 1st Floor Area | 515 sqft |
| Family Room | Family Room |
| Year Built | Built 2003 |
|---|---|
| Architectural Style | Split Level |
| Exterior Material | Brick/Stone |
| Lot Area | 5,757 sqft (0.132 acres) |
| Lot Dimensions | 115 ft deep x 50 ft wide |
| Garage Type | Attached |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Gas |
| Sewer | Connected |
| Street Address | 453 RUFFIN DR |
|---|---|
| City | GALLOWAY |
| State | OH |
| Zip | 43119-8288 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | RUFFIN DRIVE GALLOWAY RIDGE SECTION 5 PART 2 LOT 471 |
| Legal Subdivision | GALLOWAY RIDGE SEC 5 PT 2 |
| Legal Lot Number | 471 |
| Jurisdiction | FRANKLIN OH |
| Township / Civil Division | COLUMBUS |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 8166 |
453 Ruffin Dr is owned and occupied by an individual who bought it in May 2020.
Source: Franklin County records, as of February 2, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 453 RUFFIN DR, GALLOWAY, OH 43119-8288 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 7, 2019 | Deed of Trust, Mortgage · Line of Credit PNC BANK NA |
| May 12, 2020 | Warranty Deed, Transfer · Conventional Mortgage BAYSHORE MORTGAGE FUNDING LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 12, 2020 · Amount on File |
| Deed Sale | May 12, 2020 · Amount on File |
| Prior Sale | Mar 24, 2011 |
| Deed Document Number | 202005120064564 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRANKLIN OH |
| Property Address | 453 RUFFIN DR, GALLOWAY, OH 43119-8288 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000026042 |
|---|---|
| Date | Mar 7, 2019 |
| Instrument | 201903070026042 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | HILLIARD, OH 43026 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FRANKLIN OH |
| Recording Date | May 12, 2020 |
| Property Address | 453 RUFFIN DR, GALLOWAY, OH 43119-8288 |
| Document Number | 0000064564 |
| Map Reference | MB 99 PG 27&28 |
| Instrument Date | Apr 27, 2020 |
| Instrument | 202005120064564 |
| Transaction Type | Transfer |
| Record Updated | May 13, 2022 |
| Title Company | ACCESS TITLE AGENCY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $235.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 1920 GREENSPRING DR STE 140, 140, LUTHERVILLE TIMONIUM, MD 21093-4133 |
| Document Number | 0000064565 |
|---|---|
| Date | May 12, 2020 |
| Instrument | 202005120064565 |
| Name | BAYSHORE MORTGAGE FUNDING LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 1, 2050 |
Source: Franklin County assessment roll, as of August 1, 2024
| Type | Name |
|---|---|
| State | Ohio |
| County | Franklin County |
| Municipality | Columbus City |
| Unified School District | South-Western City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2024 | $3,261.00 (+1.72%) Homeowner's exemption | $89,530 (-) Land $27,020 Building $62,510 | |
| 2023 | $3,206.00 (+3.59%) Homeowner's exemption | $89,530 (+41.15%) Land $27,020 Building $62,510 | $255,800 Land $77,200 Building $178,600 |
| 2022 | $3,095.00 Homeowner's exemption | $63,430 Land $9,070 Building $54,360 | |
| 2020 | $181,200 Land $25,900 Building $155,300 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 453 Ruffin Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 4, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 453 Ruffin Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 96% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | COLUMBUS PUBLIC WATER SYSTEM serves 1,309,468 people · EPA ID OH2504412 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2022 |
| Lead | 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 542 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Breezeline Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL · Fiber, Fixed Wireless in parts of the area | 100 / 20 |
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