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470 Roy Ave, Dayton, OH 45419 Property Records

Montgomery County property record for 470 Roy Ave, Dayton, OH 45419

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,179 sqft · built 1942
Lot Size0.146 acres (6,373 sqft)
OwnerOwner Name on File
Last Sale$109,000 (Feb 2005)
Tax Bill$2,262 (2024)
Deeds & MortgagesNov 2020 Mortgage
Nov 2020 Mortgage
Flood ZoneZone X (minimal risk)
APNR72 13901 0022

Property Details

APN / Parcel Number

Primary APNR72 13901 0022

Interior

Bedrooms2 Beds
Full Baths1 Bath
Plumbing Fixtures5 Plumbing Fixtures
Total Rooms5 Rooms
Stories1 Story
Building Area1,179 sqft Living Area
1st Floor Area842 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1942
Architectural StyleCape Cod
Exterior MaterialAluminum/Vinyl
Lot Area6,373 sqft (0.146 acres)
Lot Dimensions125 ft deep x 51 ft wide
Garage Area220 sqft
Parking Spaces1 Parking Space

Exterior Amenities

PorchOpen Porch
Porch Area90 sqft
Patio Area180 sqft
Canopy180 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address470 ROY AVE
CityDAYTON
StateOH
Zip45419-4014
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description59722 PT-59723 PT 139-1-23
Legal SubdivisionCITY/DAYTON
Legal Lot Number22
JurisdictionMONTGOMERY OH
Township / Civil DivisionDAYTON
Census Block Group2
Census Block2007
Census Tract3201

Owner

Source: Montgomery County records · APN R72 13901 0022

Assessment roll updated January 1, 2025 · Last verified February 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordOwner Name on File
Mailing Address470 ROY AVE, DAYTON, OH 45419-4014
OccupancyOwner Occupied

Deeds, Mortgages & Sale History

DateDocument
Nov 23, 2020Deed of Trust, Mortgage · FHA Mortgage
THRIVE MTG LLC
Nov 23, 2020Deed of Trust, Mortgage
HUD-HOUSING/URBAN DEV

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleFeb 16, 2005 · Amount on Record
Deed SaleFeb 16, 2005 · Amount on Record
Prior SaleMay 20, 2004 · Amount on Record
Deed Document Number05-015016
Record UpdatedJun 08, 2026

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONTGOMERY OH
Property Address470 ROY AVE, DAYTON, OH 45419-4014
Document Number0000073556
Instrument DateNov 23, 2020
Transaction TypeMortgage
Record UpdatedDec 22, 2020
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
Address470 ROY AVE DAYTON OH 454194014, DAYTON, OH 45419-4014

Mortgage

Document Number0000073556
DateDec 07, 2020
Instrument73556
Lender
NameTHRIVE MTG LLC
AddressGEORGETOWN, TX 78633
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term912 Months
DueDec 06, 2096
Interest
Rate TypeAdjustable Rate
Rate2.49%

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONTGOMERY OH
Property Address470 ROY AVE, DAYTON, OH 45419-4014
Document Number0000073557
Instrument DateNov 23, 2020
Transaction TypeMortgage
Record UpdatedJun 11, 2021
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address470 ROY AVE DAYTON OH 454194014, DAYTON, OH 45419-4014

Mortgage

Document Number0000073557
DateDec 07, 2020
Instrument73557
Lender
NameHUD-HOUSING/URBAN DEV
AddressWASHINGTON, DC 20410
Agreement
AmountAmount Recorded
Term912 Months
DueDec 06, 2096

Tax Assessment & Valuation

Source: Montgomery County records · Assessment roll updated January 1, 2025 · Last verified February 2026

Property Jurisdictions

TypeName
StateOhio
CountyMontgomery County
MunicipalityDayton City
Unified School DistrictDayton City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$49,510 (-) Land $11,370 Building $38,140
2024$2,262.00 (+0.04%)
2023$2,261.00 (+17.03%)$49,510 (+40.02%) Land $11,370 Building $38,140$141,470 (+4%) Land $32,490 Building $108,980
2022$1,932.00$35,360 Land $8,120 Building $27,240
2020$101,050 Land $23,210 Building $77,840

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of June 21, 2024 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Wildfire

Wildfire RiskLow
lower than 98% of the US · lower than 90% of Ohio
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless, DSL in parts of the area		5,000 / 5,000
Cincinnati Bell
Fiber		3,000 / 3,000
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
Verizon
Fixed Wireless		1,000 / 75

Based on FCC filings for 634 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemDAYTON PUBLIC WATER SYSTEM
serves 141,407 people
Water SourceSurface water
Last State InspectionJun 2024
Lead470 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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