470 Rio Rd E, Charlottesville, VA 22901 Property Records

Albemarle County property record for 470 Rio Rd E, Charlottesville, VA 22901 · Last verified August 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms2 Beds
Bathrooms2 Baths
Year BuiltBuilt 1953
Square Footage1,494 sqft Finished Area
Lot Size7,710 sqft (0.177 acres)
Last Sale$900,000 (2013)
Tax Bill$2,565.00 (2026)

Property Details

APN / Parcel Number

Primary APN06100-00-00-210A0
Alternative APN
  • 22870

Interior

Bedrooms2 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Building Area1,494 sqft Finished Area
Basement Area1,070 sqft Basement
Unfinished Basement1,070 sqft Unfinished
Stories1 Stories
Primary FlooringWood Flooring
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1953
Effective Year BuiltEffective 1953
Exterior MaterialAsbestos Exterior
Construction TypeWood Construction
Roof MaterialComposition Shingle Roof
Lot Area7,710 sqft (0.177 acres)

Exterior Amenities

Deck Area55 sqft Deck
Patio Area235 sqft Patio
Porch Area40 sqft Porch
ViewProximity to Airport View

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemFloor/Wall Furnace Heating
Heating FuelOil Heating Fuel
SewageSewage Connected
Water SourceYes (Unknown Type) Water Source

Location & Zoning

Street Address470 RIO RD E
CityCHARLOTTESVILLE
StateVA
Zip22901-3703
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionACREAGE
Legal SubdivisionRIO ROAD EAST
JurisdictionALBEMARLE VA
Minor Civil DivisionRIO
Census Blockgroup3
Census Block3002
Census Tract10602

Owner

Source: Albemarle County records · APN 06100-00-00-210A0

Assessment roll updated June 15, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address1701 ALLIED ST, B4, CHARLOTTESVILLE, VA 22903-5346
Owner TypeOwner is a Company
VestingCompany

Deeds, Mortgages & Sale History

DateDocument
Dec 05, 2023Deed of Trust, Mortgage · Line of Credit
THE FIRST BANK & TRUST CO
Aug 07, 2023Deed, Transfer
CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleNov 21, 2013 · Amount on Record
Deed SaleNov 21, 2013 · Amount on Record
Deed Doc Number201315790
Last Transfer DateJan 22, 2015
Transfer Doc0000001136
Record RefreshedSep 20, 2026

December 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionALBEMARLE VA
Property Address470 RIO RD E, CHARLOTTESVILLE, VA 22901-3703
Transaction TypeMortgage
Record UpdatedJan 02, 2024

Transferred To (Grantee/Buyer)

NameVerified Name
Address4527 ADVANCE MILLS RD, EARLYSVILLE, VA 22936-2101

Mortgage

Document Number202300010164
DateDec 05, 2023
Instrument202300010164
Lender
NameTHE FIRST BANK & TRUST CO
TypeBank
AddressABINGDON, VA 24212
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

August 2023: Deed, Transfer

Document TypeDeed
JurisdictionALBEMARLE VA
Recording DateAug 07, 2023
Property Address470 RIO RD E, CHARLOTTESVILLE, VA 22901-3703
Document Number202300006771
Map ReferenceMB 3237 PG 510
Instrument DateJul 17, 2023
Instrument202300006771
Transaction TypeTransfer
Record UpdatedSep 01, 2023
Title CompanyCHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO

Transaction

AmountAmount Recorded
Tax$1,442.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction
  • Multiple parcels conveyed, unknown impact to APN

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1707 LAMBS RD, CHARLOTTESVILLE, VA 22901-8911

Tax Assessment & Valuation

Source: Albemarle County records · Assessment roll updated June 15, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateVirginia
CountyAlbemarle County
Unified School DistrictAlbemarle County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2026$2,565.00 (+2.44%)$286,900 (+2.43%) Land $63,000 Building $223,900$286,900 (+2.43%) Land $63,000 Building $223,900
2025$2,504.00 (+17.17%)$280,100 (+11.91%) Land $63,000 Building $217,100$280,100 (+11.91%) Land $63,000 Building $217,100
2023$2,137.00 (-4.21%)$250,300 Land $58,800 Building $191,500$250,300 Land $58,800 Building $191,500
2022$2,231.00

Flood & Wildfire

470 Rio Rd E is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).

Flood

Source: FEMA National Flood Hazard Layer · Albemarle County (51003C), updated February 3, 2023

FEMA Flood ZoneZone X
minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to HomesLow
20th percentile of exposed land nationally · 29th in Virginia
Wildfire LikelihoodLow — about 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Nearby Properties on Rio Rd E

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