435 Rio Rd E, Charlottesville, VA 22901 Property Records

Albemarle County property record for 435 Rio Rd E, Charlottesville, VA 22901 · Last verified August 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2 Baths
Year Built	Built 1754
Square Footage	1,749 sqft Finished Area
Lot Size	115,216 sqft (2.64 acres)
Garage	Detached, 825 sqft
Tax Bill	$6,043.00 (2026)

Owner

Source: Albemarle County records · APN 06100-00-00-19000

Assessment roll updated June 15, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	PO BOX 5787, CHARLOTTESVILLE, VA 22905-5787
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Record Refreshed	Sep 20, 2026

May 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ALBEMARLE VA
Recording Date	May 03, 2017
Property Address	435 RIO RD E, CHARLOTTESVILLE, VA 22901-3702
Document Number	0000004962
Book / Page	004904 / 000570
Instrument Date	May 01, 2017
Instrument	4962
Transaction Type	Transfer
Record Updated	Aug 18, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$15.00
Amount Accuracy	Confirmed
Additional	Arms Length Transaction Multiple parcels conveyed, unknown impact to APN

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenant By Entirety
Address	PO BOX 5787 CHARLOTTESVILLE VA 229055787, CHARLOTTESVILLE, VA 22905-5787

Tax Assessment & Valuation

Source: Albemarle County records · Assessment roll updated June 15, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Albemarle County
Unified School District	Albemarle County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,043.00 (+2.62%)	$675,900 (+2.6%) Land $283,800 Building $392,100	$675,900 (+2.6%) Land $283,800 Building $392,100
2025	$5,889.00 (+18.54%)	$658,800 (+13.23%) Land $283,800 Building $375,000	$658,800 (+13.23%) Land $283,800 Building $375,000
2023	$4,968.00	$581,800 Land $268,500 Building $313,300	$581,800 Land $268,500 Building $313,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Albemarle County (51003C), updated February 3, 2023 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020

Flood

FEMA Flood Zone	Zone AE
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Special Flood Hazard Area	Yes
Flood Insurance Requirement	Required (federally backed mortgages)
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM

Wildfire

Wildfire Risk	Low above 20% of the US · above 29% of Virginia
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN	`06100-00-00-19000`
Alternative APN	`22863`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Partial Baths	1 Partial Baths
Total Rooms	6 Rooms
Building Area	1,749 sqft Finished Area
Basement Area	826 sqft Basement
Finished Basement	826 sqft Finished
Stories	1 Stories
Primary Flooring	Parquet Flooring
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 1754
Effective Year Built	Effective 1754
Exterior Material	Stone Exterior
Construction Type	Wood Construction
Roof Material	Slate Roof
Lot Area	115,216 sqft (2.64 acres)
Garage Type	Detached Garage
Garage Area	825 sqft Garage

Exterior Amenities

Patio Area	697 sqft Patio
Porch Area	300 sqft Porch
View	Proximity to Airport View
Storage Building	234 sqft Storage Building

Utilities and HVAC

Heating System	Baseboard Heating
Sewage	Sewage Connected
Water Source	Yes (Unknown Type) Water Source

Location & Zoning

Street Address	435 RIO RD E
City	CHARLOTTESVILLE
State	VA
Zip	22901-3702
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	ACREAGE 1 COCHRAN'S MILL
Legal Subdivision	RIO ROAD EAST
Jurisdiction	ALBEMARLE VA
Minor Civil Division	RIO
Census Blockgroup	3
Census Block	3010
Census Tract	10602