470 Ridge Rd, Prospect, VA 23960 Property Records

Appomattox County property record for 470 Ridge Rd, Prospect, VA 23960

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,541 sqft · built 1994
Lot Size	3.65 acres (158,994 sqft)
Owner	2 Individual Names on Record
Last Sale	$232,450 (Jul 2020)
Tax Bill	$1,332 (2025)
Deeds & Mortgages	Jul 2020 Sale & Mortgage May 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`002 A 10C`

Property Details

APN / Parcel Number

Primary APN	`002 A 10C`
Alternative APN	`14183`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Building Area	2,541 sqft Living Area
Fireplaces	2 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Construction Type	Frame
Lot Area	158,994 sqft (3.65 acres)
Garage Area	616 sqft

Utilities, Heating & Cooling

Heating System	HVAC
Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	14183
Street Address	470 RIDGE RD
City	PROSPECT
State	VA
Zip	23960-7821
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	YOUNG-SNAVELY
Legal Subdivision	RALPH P HINES
Jurisdiction	PRINCE EDWARD VA
Township / Civil Division	APPOMATTOX RIVER
Census Block Group	1
Census Block	1053
Census Tract	40300

Owner

Source: Appomattox County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	470 RIDGE RD, PROSPECT, VA 23960-7821
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 2, 2020	Warranty Deed, Transfer · Conventional Mortgage VIRGINIA COMPANY BANK
May 25, 2018	Warranty Deed, Transfer · Stand-Alone First Mortgage PARTY III

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 2, 2020 · Amount on Record
Deed Sale	Jul 2, 2020 · Amount on Record
Prior Sale	May 25, 2018 · Amount on Record
Deed Document Number	20201229
Record Updated	Sep 20, 2026

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PRINCE EDWARD VA
Recording Date	Jul 2, 2020
Property Address	470 RIDGE RD, PROSPECT, VA 23960-7821
Document Number	202001229
Instrument Date	Jun 17, 2020
Instrument	202001229
Transaction Type	Transfer
Record Updated	May 25, 2021
Title Company	AMELIA TITLE AND STLMNT LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	470 RIDGE RD, PROSPECT, VA 23960-7821

Mortgage

Document Number	202001230
Date	Jul 2, 2020
Instrument	202001230

Lender

Name	VIRGINIA COMPANY BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PRINCE EDWARD VA
Recording Date	May 25, 2018
Property Address	470 RIDGE RD, PROSPECT, VA 23960-7821
Document Number	180000926
Instrument Date	May 9, 2018
Instrument	180000926
Transaction Type	Transfer
Record Updated	May 25, 2021
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1305 CENTERVILLE TPKE S, CHESAPEAKE, VA 23322-1804

Mortgage

Document Number	180000927
Date	May 25, 2018
Instrument	180000927

Lender

Name	PARTY III
Type	Private Party

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Appomattox County assessment roll, as of February 24, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Appomattox County
Unified School District	Appomattox County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,332.00 (+4.14%)	$333,100 (+32.76%) Land $33,300 Building $299,800	$333,100 (+32.76%) Land $33,300 Building $299,800
2024	$1,279.00 (+6.23%)
2023	$1,204.00	$250,900 Land $25,000 Building $225,900	$250,900 Land $25,000 Building $225,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Planet Networks Fiber	1,000 / 1,000
Firefly Fiber Broadband Fiber	1,000 / 1,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

Nearby Properties on Ridge Rd

Nearby Streets

All Prospect, VA Property Records

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures