Prince Edward County property record for 188 Ridge Rd, Prospect, VA 23960
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,869 sqft · built 2002 |
| Lot Size | 8 acres (348,480 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $1,153 (2025) |
| Deeds & Mortgages | Jan 2026 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 002 2 7 |
| Primary APN | 002 2 7 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Building Area | 1,869 sqft Living Area |
| Basement Area | 972 sqft |
| Unfinished Basement | 972 sqft |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2002 |
| Exterior Material | Concrete |
| Construction Type | Frame |
| Lot Area | 348,480 sqft (8 acres) |
| Sewer | Septic |
|---|---|
| Water Source | Commercial |
| Account Number | 15299 |
|---|---|
| Street Address | 188 RIDGE RD |
| City | PROSPECT |
| State | VA |
| Zip | 23960-7824 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DOMINION FARMS SUB-DIV SECTION 11 LOT 7 |
| Legal Subdivision | DOMINION FARMS SUB-DIV |
| Legal Lot Number | 7 |
| Jurisdiction | PRINCE EDWARD VA |
| Township / Civil Division | 601 |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 930202 |
Source: Prince Edward County records, as of May 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | PO BOX 447, FARMVILLE, VA 23901-0447 |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PRINCE EDWARD VA |
| Property Address | 188 RIDGE RD, PROSPECT, VA 23960-7824 |
| Transaction Type | Mortgage |
| Record Updated | Feb 20, 2026 |
| Title Company | UNKNOWN, AMERICAS SETTLEMENT COMPANY |
| Name | Verified Name |
|---|---|
| Address | 188 RIDGE RD, PROSPECT, VA 23960-7824 |
| Document Number | 0202600165 |
|---|---|
| Date | Jan 30, 2026 |
| Instrument | 202600165 |
| Name | NEW DAY FINANCIAL LLC |
|---|---|
| Type | Mortgage Company |
| Address | WEST PALM BEACH, FL 33401 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2056 |
Source: Prince Edward County assessment roll, as of February 24, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Prince Edward County |
| Unified School District | Prince Edward County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,153.00 (+6.07%) | $288,200 (+35.18%) Land $48,500 Building $239,700 | $288,200 (+35.18%) Land $48,500 Building $239,700 |
| 2024 | $1,087.00 (+6.26%) | ||
| 2023 | $1,023.00 | $213,200 Land $38,000 Building $175,200 | $213,200 Land $38,000 Building $175,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 22, 2023
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Firefly Fiber Broadband Fiber | 1,000 / 1,000 |
| Planet Networks Fiber | 1,000 / 1,000 |
4G LTE only, no 5G reported
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