470 Nick Davis Rd, Madison, AL 35757 Property Records

Madison County property record for 470 Nick Davis Rd, Madison, AL 35757

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,712 sqft · built 2003
Lot Size	0.4 acres (17,424 sqft)
Owner	Company Name on Record
Last Sale	$175,000 (Jan 2024)
Tax Bill	$1,735 (2026)
Deeds & Mortgages	Jan 2024 Sale & Construction Loan Aug 2019 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`15-02-03-0-002-030.033`

Property Details

APN / Parcel Number

Primary APN	`15-02-03-0-002-030.033`
Alternative APNs	`314522` `623231`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,712 sqft Living Area
1st Floor Area	1,712 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Exterior Material	Brick
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	17,424 sqft (0.4 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	623231
Street Address	470 NICK DAVIS RD
City	MADISON
State	AL
Zip	35757-8406
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SEC 3 T3 R2W COM AT THE SW COR OF SEC 3 TH N 1359.54 FT TH N 867.44 FT TH N 89 DEG E 375.58 FT TH N 89 DEG E 364.97 FT TH N 4
Legal Range	02W
Legal Township	03S
Legal Section	03
Jurisdiction	MADISON AL
Township / Civil Division	HUNTSVILLE
Census Block Group	1
Census Block	1004
Census Tract	10623

Owner

Source: Madison County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	1523 JORDAN RD, HUNTSVILLE, AL 35811-9384
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Jan 12, 2024	Warranty Deed, Construction Loan · Construction Mortgage GROUNDFLOOR CREDIT 1 LLC A GEORGI
Aug 14, 2019	Loan Modification, Mortgage · FHA Mortgage JP MORGAN CHASE BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 12, 2024 · Amount on Record
Deed Sale	Jan 12, 2024 · Amount on Record
Prior Sale	Sep 26, 2008 · Amount on Record
Deed Book / Page	2024 / 1444
Record Updated	Oct 29, 2026

January 2024: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	MADISON AL
Recording Date	Jan 12, 2024
Property Address	470 NICK DAVIS RD, MADISON, AL 35757-8406
Document Number	0000001444
Book / Page	DEED 2024 / 1444
Instrument Date	Jan 4, 2024
Transaction Type	Construction Loan
Record Updated	May 7, 2024
Title Company	JACOB TITLE LLC

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	130 VIRTUE WAY, HARVEST, AL 35749-5825

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1523 JORDAN RD # A, A, HUNTSVILLE, AL 35811-9384

Mortgage

Document Number	0020245933
Date	Jan 12, 2024
Instrument	2024/5933

Lender

Name	GROUNDFLOOR CREDIT 1 LLC A GEORGI

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Jan 5, 2025

Mortgage

Document Number	0000005933
Date	Jan 12, 2024
Book Page	2024/5933

Lender

Name	GROUNDFLOOR CREDIT 1 LLC A GEORGI
Address	600 PEACHTREE ST NE # 810, ATLANTA, GA 30308

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Jan 5, 2025

August 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	MADISON AL
Property Address	470 NICK DAVIS RD, MADISON, AL 35757-8406
Document Number	0000057895
Instrument Date	Aug 14, 2019
Transaction Type	Mortgage
Record Updated	Oct 4, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	470 NICK DAVIS RD MADISON AL 357578406, MADISON, AL 35757-8406

Mortgage

Document Number	0000057895
Date	Sep 5, 2019
Instrument	57895

Lender

Name	JP MORGAN CHASE BK
Type	Bank
Address	COLUMBUS, OH 43219-6009

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 4, 2049

Interest

Rate	4%

Tax Assessment & Valuation

Source: Madison County assessment roll, as of November 17, 2025

Property Jurisdictions

Type	Name
State	Alabama
County	Madison County
Unified School District	Madison County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,735.00 (+2.48%)
2025	$1,693.00 (+130.65%)	$46,680 (+116.31%) Land $3,300 Building $43,380	$233,400 (+8.26%) Land $16,500 Building $216,900
2023	$734.00 (+17.44%) Homeowner's exemption	$21,580 (+16.52%) Land $1,560 Building $20,020	$215,600 (+16.54%) Land $15,500 Building $200,100
2022	$625.00 Homeowner's exemption	$18,520 Land $820 Building $17,700	$185,000 Land $8,100 Building $176,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	7 (2012–2023)
Claims Outside the SFHA	6 of 7
Most Recent Claim	Jul 2023 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 98.1% of Alabama
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 181 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
WOW Internet, Cable & Phone Cable	1,200 / 50
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: Xfinity.

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