465 Nick Davis Rd, Madison, AL 35757 Property Records

Madison County property record for 465 Nick Davis Rd, Madison, AL 35757

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,448 sqft · built 1988
Lot Size	0.626 acres (27,269 sqft)
Owner	Individual Name on Record
Last Sale	$250,000 (Jun 2026)
Tax Bill	$768 (2026)
Deeds & Mortgages	Aug 2022 Mortgage Jun 2026 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`15-02-03-0-001-097.000`

Property Details

APN / Parcel Number

Primary APN	`15-02-03-0-001-097.000`
Alternative APN	`180042`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,448 sqft Living Area
1st Floor Area	1,448 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Exterior Material	Brick
Construction Type	Wood
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	27,269 sqft (0.626 acres)
Lot Dimensions	192 ft deep x 142 ft wide

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	180042
Street Address	465 NICK DAVIS RD
City	MADISON
State	AL
Zip	35757-8407
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 8 BLK 2 SUMMIT RIDGE S/D
Legal Subdivision	SUMMIT RIDGE S/D
Legal Block	2
Legal Lot Number	8
Jurisdiction	MADISON AL
Township / Civil Division	HUNTSVILLE
Census Block Group	4
Census Block	4011
Census Tract	10504

Owner

Source: Madison County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	465 NICK DAVIS RD, MADISON, AL 35757-8407
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	His Wife

Deeds, Mortgages & Sale History

Date	Document
Aug 23, 2022	Deed of Trust, Mortgage · VA Mortgage DEPARTMENT OF VETERANS AFFAIRS
Jun 15, 2026	Warranty Deed, Transfer · FHA Mortgage FIRST BANK
Aug 10, 2026	Deed of Trust, Mortgage · FHA Mortgage FIRST BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 15, 2026 · Amount on Record
Deed Sale	Jun 15, 2026 · Amount on Record
Deed Book / Page	2026 / 27058
Record Updated	Oct 29, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON AL
Property Address	465 NICK DAVIS RD, MADISON, AL 35757-8407
Transaction Type	Mortgage
Record Updated	Jun 25, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	465 NICK DAVIS RD, MADISON, AL 35757-8407

Mortgage

Document Number	0000206766
Date	Aug 23, 2022
Book Page	2022/206766

Lender

Name	DEPARTMENT OF VETERANS AFFAIRS
Type	Government Agency
Address	NASHVILLE, TN 37203

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	288 Months
Due	Aug 1, 2046

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON AL
Recording Date	Jun 15, 2026
Property Address	465 NICK DAVIS RD, MADISON, AL 35757-8407
Document Number	2026027058
Book / Page	2026 / 27058
Instrument Date	Jun 8, 2026
Transaction Type	Transfer
Record Updated	Jun 23, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$25,250.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	465 NICK DAVIS RD, MADISON, AL 35757-8407

Mortgage

Document Number	2026128872,
Date	Jun 15, 2026
Book Page	2026/128872

Lender

Name	FIRST BANK

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate	6.3%
Max Rate	-1%

Mortgage

Document Number	2026128885,
Date	Jun 15, 2026
Book Page	2026/128885

Lender

Name	FIRST BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	10 Months
Due	Jul 1, 2036

Interest

Rate	6.3%
Max Rate	-1%

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON AL
Recording Date	Aug 10, 2026
Property Address	465 NICK DAVIS RD, MADISON, AL 35757-8407
Document Number	2026174079
Book / Page	2026 / 174079
Instrument Date	Jun 8, 2026
Transaction Type	Mortgage
Record Updated	Aug 18, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	102 GREENWOOD CIR, HARVEST, AL 35749-9719

Mortgage

Document Number	2026174079,
Date	Aug 10, 2026
Book Page	2026/174079

Lender

Name	FIRST BANK

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate	6.37%
Max Rate	-1%

Tax Assessment & Valuation

Source: Madison County assessment roll, as of November 17, 2025

Property Jurisdictions

Type	Name
State	Alabama
County	Madison County
Unified School District	Madison County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$768.00 (+1.32%)
2025	$758.00 (+8.91%) Homeowner's exemption	$22,540 (+8.16%) Land $5,500 Building $17,040	$225,300 (+8.16%) Land $55,000 Building $170,300
2023	$696.00 (+35.94%) Homeowner's exemption	$20,840 (+34.45%) Land $5,500 Building $15,340	$208,300 (+34.47%) Land $55,000 Building $153,300
2022	$512.00 Homeowner's exemption	$15,500 Land $1,860 Building $13,640	$154,900 Land $18,600 Building $136,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 98.1% of Alabama
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 181 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
WOW Internet, Cable & Phone Cable	1,200 / 50
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: Xfinity.

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