Westmoreland County property record for 470 Niagara Dr, Irwin, PA 15642
| Property Type | Single Family Home |
|---|---|
| Details | 2,508 sqft · built 1964 |
| Lot Size | 0.41 acres (17,869 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $3,933 (2026) |
| Deeds & Mortgages | Feb 2022 Line of Credit Oct 2019 Mortgage + 1 more |
| APN | 54-06-02-0-161 |
| Primary APN | 54-06-02-0-161 |
|---|---|
| Alternative APN |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 2,508 sqft Living Area |
| Year Built | Built 1964 |
|---|---|
| Effective Year Built | Effective 1964 |
| Exterior Material | Brick |
| Construction Type | Brick |
| Lot Area | 17,869 sqft (0.41 acres) |
| Lot Dimensions | 297 ft deep x 60 ft wide |
| Street Address | 470 NIAGARA DR |
|---|---|
| City | IRWIN |
| State | PA |
| Zip | 15642-1281 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 462 HSE 60 X 297.815 X IR |
| Legal Subdivision | PENNS WOODS PLAN OF LOTS #4 |
| Legal Lot Number | 462 |
| Jurisdiction | WESTMORELAND PA |
| Township / Civil Division | NORTH HUNTINGDON |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 803301 |
470 Niagara Dr is owned and occupied by an individual who acquired it in February 2001.
Source: Westmoreland County records, as of August 11, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 470 NIAGARA DR, IRWIN, PA 15642-1281 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 11, 2022 | Deed of Trust, Mortgage · Line of Credit PNC BANK NA |
| Oct 15, 2019 | Deed of Trust, Mortgage · Closed-End Mortgage PNC BANK NA |
| Oct 5, 2020 | Deed of Trust, Mortgage · Closed-End Mortgage PNC BANK NA |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Feb 26, 2001 |
| Transfer Doc | 0000009357 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTMORELAND PA |
| Property Address | 470 NIAGARA DR, NORTH HUNTINGDON, PA 15642-1281 |
| Transaction Type | Mortgage |
| Record Updated | Feb 21, 2022 |
| Name | Verified Name |
|---|---|
| Address | 470 NIAGARA DR, N HUNTINGDON, PA 15642-1281 |
| Document Number | 0000005291 |
|---|---|
| Date | Feb 11, 2022 |
| Instrument | 202202110005291 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | WILMINGTON, DE 19801 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 479 Months |
| Due | Jan 15, 2062 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTMORELAND PA |
| Property Address | 470 NIAGARA DR, NORTH HUNTINGDON, PA 15642-1281 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000031415 |
|---|---|
| Date | Oct 15, 2019 |
| Instrument | 201910150031415 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | PITTSBURGH, PA 15222 |
| Type | Closed-End Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTMORELAND PA |
| Property Address | 470 NIAGARA DR, NORTH HUNTINGDON, PA 15642-1281 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000032816 |
|---|---|
| Date | Oct 5, 2020 |
| Instrument | 202010050032816 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | PITTSBURGH, PA 15222 |
| Type | Closed-End Mortgage |
|---|---|
| Amount | Amount on Record |
The 2026 property tax bill for 470 Niagara Dr was $3,933, up 2.6% from the year before.
Source: Westmoreland County assessment roll, as of August 11, 2026
| Type | Name |
|---|---|
| State | Pennsylvania |
| County | Westmoreland County |
| County Subdivision | North Huntingdon Township |
| Unified School District | Norwin School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,933.00 (+2.58%) | $28,130 Land $3,780 Building $24,350 | |
| 2025 | $3,834.00 (+8.34%) | $28,130 Land $3,780 Building $24,350 | |
| 2024 | $3,539.00 | $28,130 Land $3,780 Building $24,350 | |
| 1972 | $28,130 Land $3,780 Building $24,350 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA has no flood map on file for 470 Niagara Dr; there have been 1 flood claim nearby since 1985.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (1985) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Nov 1985 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 470 Niagara Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 43% of Pennsylvania |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MAWC YOUGH PLANT serves 133,000 people · EPA ID PA5260036 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2023 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | Haloacetic acids resolved · Oct 2022 Treatment failure resolved · Aug 2022 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 283 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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