460 Niagara Dr, Irwin, PA 15642 Property Records

Westmoreland County property record for 460 Niagara Dr, Irwin, PA 15642

Property Summary

Property TypeSingle Family Home
Lot Size0.455 acres (19,820 sqft)
OwnerIndividual Name on File
Last Sale$198,900 (Jul 2018)
Tax Bill$3,139 (2026)
Deeds & MortgagesFeb 2021 Mortgage
Mar 2019 Mortgage
+ 2 more
APN54-06-02-0-162

Property Details

APN / Parcel Number

Primary APN54-06-02-0-162
Alternative APN
  • 0540060020162

Exterior

Lot Area19,820 sqft (0.455 acres)
Lot Dimensions315 ft deep x 62.9 ft wide

Location & Zoning

Street Address460 NIAGARA DR
CityIRWIN
StatePA
Zip15642-1281
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionHOUSE & LOT 463 62.92 X 315 X IR
Legal SubdivisionPENNS WOODS PLAN # 4
Legal Lot Number463
JurisdictionWESTMORELAND PA
Township / Civil DivisionNORTH HUNTINGDON
Census Block Group2
Census Block2005
Census Tract803301

Owner

460 Niagara Dr is owned and occupied by an individual who bought it in July 2018.

Source: Westmoreland County records, as of August 11, 2026

Owner of RecordIndividual Name on File
Mailing Address460 NIAGARA DR, IRWIN, PA 15642-1281
OccupancyOwner Occupied
Owner TypeIndividual
VestingEt Al (and Others)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Feb 18, 2021Deed of Trust, Mortgage
DOLLAR BANK FSB
Mar 27, 2019Deed of Trust, Mortgage
DOLLAR BANK FSB
Mar 22, 2019Deed of Trust, Mortgage · Conventional with PMI
DOLLAR BK
Jul 19, 2018Grant Deed, Transfer · Conventional with PMI
WELCOME HM FIN

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 19, 2018 · Amount on File
Deed SaleJul 19, 2018 · Amount on File
Deed Document Number201822662
Record UpdatedSep 20, 2026

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWESTMORELAND PA
Property Address460 NIAGARA DR, NORTH HUNTINGDON, PA 15642-1281
Transaction TypeMortgage
Record UpdatedFeb 25, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000006588
DateFeb 18, 2021
Instrument202102180006588
Lender
NameDOLLAR BANK FSB
TypeBank
AddressPITTSBURGH, PA 15222
Agreement
AmountAmount on Record

March 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWESTMORELAND PA
Property Address460 NIAGARA DR, NORTH HUNTINGDON, PA 15642-1281
Transaction TypeMortgage
Record UpdatedFeb 7, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000008393
DateMar 27, 2019
Instrument201903270008393
Lender
NameDOLLAR BANK FSB
TypeBank
AddressIRWIN, PA 15642
Agreement
AmountAmount on Record

March 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWESTMORELAND PA
Property Address460 NIAGARA DR, NORTH HUNTINGDON, PA 15642-1281
Document Number0000008392
Instrument DateMar 22, 2019
Transaction TypeMortgage
Record UpdatedApr 3, 2019
Title CompanyFINANCIAL DIMENSIONS INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address460 NIAGARA DR IRWIN PA 156421281, IRWIN, PA 15642-1281

Mortgage

Document Number0000008392
DateMar 27, 2019
Instrument8392
Lender
NameDOLLAR BK
TypeBank
AddressPITTSBURGH, PA 15222
Agreement
TypeConventional with PMI
AmountAmount on Record

July 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionWESTMORELAND PA
Recording DateJul 19, 2018
Property Address460 NIAGARA DR, NORTH HUNTINGDON, PA 15642-1281
Document Number0000022662
Instrument DateJun 27, 2018
Instrument22662
Transaction TypeTransfer
Record UpdatedJul 31, 2018
Title CompanyAMERICAN DREAM SETTLEMENT INC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,989.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address460 NIAGARA DR NORTH HUNTINGDON PA 156421281, NORTH HUNTINGDON, PA 15642-1281

Mortgage

Document Number22663
DateJul 19, 2018
Instrument22663
Lender
NameWELCOME HM FIN
TypeFunding / Finance Company
AddressSEVEN FIELDS, PA 16046
Agreement
TypeConventional with PMI
AmountAmount on Record
Term360 Months
DueJul 18, 2048

Tax Assessment & Valuation

The 2026 property tax bill for 460 Niagara Dr was $3,139, up 2.6% from the year before.

Source: Westmoreland County assessment roll, as of August 11, 2026

Property Jurisdictions

TypeName
StatePennsylvania
CountyWestmoreland County
County SubdivisionNorth Huntingdon Township
Unified School DistrictNorwin School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$3,139.00 (+2.58%)$22,450 Land $3,960 Building $18,490
2025$3,060.00 (+8.36%)$22,450 Land $3,960 Building $18,490
2024$2,824.00$22,450 Land $3,960 Building $18,490
1972$22,450 Land $3,960 Building $18,490

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA has no flood map on file for 460 Niagara Dr; there have been 1 flood claim nearby since 1985.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Nearby Flood Policies1 in force
Nearby Flood Claims1 (1985)
Claims Outside the SFHA1 of 1
Most Recent ClaimNov 1985 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 460 Niagara Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 43% of Pennsylvania
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMAWC YOUGH PLANT
serves 133,000 people · EPA ID PA5260036
Water SourceSurface water
Last State InspectionJun 2023
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityHaloacetic acids
resolved · Oct 2022
Treatment failure
resolved · Aug 2022
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 283 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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