McCreary County property record for 470 Murphy Subdivision Rd, Stearns, KY 42647
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,163 sqft · built 1985 |
| Lot Size | 1 acres (43,560 sqft) |
| Owner | Company Name on File |
| Last Sale | $100,000 (Jun 2017) |
| Tax Bill | $844 (2025) |
| Deeds & Mortgages | Jun 2017 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 107-00-00-046.00 |
| Primary APN | 107-00-00-046.00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Building Area | 1,163 sqft Living Area |
| Basement Area | 747 sqft |
| Family Room | Family Room |
| Year Built | Built 1985 |
|---|---|
| Exterior Material | Other |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 43,560 sqft (1 acres) |
| Terrain | Rolling |
| Garage Type | Basement |
| Garage Area | 416 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 480 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Water Source | Commercial |
| Street Address | 470 MURPHY SUBDIVISION RD |
|---|---|
| City | STEARNS |
| State | KY |
| Zip | 42647-6244 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 1 & HSE & GAR |
| Legal Lot Number | 1 |
| Jurisdiction | MCCREARY KY |
| Township / Civil Division | STEARNS-WHITLEY CITY |
| Census Block Group | 2 |
| Census Block | 2032 |
| Census Tract | 960302 |
470 Murphy Subdivision Rd is owned by a company that bought it in June 2017.
Source: McCreary County records, as of January 29, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | PO BOX 601, WHITLEY CITY, KY 42653-0601 |
| Owner Type | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 29, 2017 · Amount on File |
| Deed Sale | Jun 29, 2017 · Amount on File |
| Prior Sale | Mar 4, 2013 · Amount on File |
| Deed Document Number | 122596 |
| Deed Book / Page | D213 / 275 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MCCREARY KY |
| Recording Date | Jun 29, 2017 |
| Property Address | 470 MURPHY SUBDIVISION RD, STEARNS, KY 42647-6244 |
| Document Number | 00D213/275 |
| Book / Page | D213 / 275 |
| Instrument Date | Jun 28, 2017 |
| Instrument | 122596 |
| Transaction Type | Transfer |
| Record Updated | Jan 17, 2022 |
| Amount | Amount on Record |
|---|---|
| Tax | $100.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 258 MURPHY SUBDIVISION RD, 258, STEARNS, KY 42647-6242 |
| Name | Verified Name |
|---|---|
| Address | PO BOX 601, WHITLEY CITY, KY 42653-0601 |
The 2025 property tax bill for 470 Murphy Subdivision Rd was $844.
Source: McCreary County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | McCreary County |
| Unified School District | McCreary County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $844.00 | $105,000 | $105,000 |
| 2023 | $856.00 | $105,000 | $105,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 470 Murphy Subdivision Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 16, 2015
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 470 Murphy Subdivision Rd is moderate, ranking above 66% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 66% of the US · above 81% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MCCREARY COUNTY WATER DISTRICT serves 34,439 people · EPA ID KY0740276 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 37 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Highland Telephone Cooperative Fiber | 1,000 / 1,000 |
| Spectrum Cable | 1,000 / 1,000 |
5G and 4G LTE (outdoors only)
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