McCreary County property record for 459 Murphy Subdivision Rd, Stearns, KY 42647
| Property Type | Single Family Home |
|---|---|
| Details | 2,128 sqft · built 1999 |
| Lot Size | 1.42 acres (62,291 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $1,206 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 107-00-00-044.01 |
| Primary APN | 107-00-00-044.01 |
|---|---|
| Alternative APN |
|
| Building Area | 2,128 sqft Living Area |
|---|---|
| Basement Area | 996 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1999 |
|---|---|
| Exterior Material | Other |
| Foundation Type | Block |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 62,291 sqft (1.42 acres) |
| Terrain | Rolling |
| Garage Area | 728 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Porch |
| Porch Area | 444 sqft |
| Deck Area | 768 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Water Source | Commercial |
| Street Address | 459 MURPHY SUBDIVISION RD |
|---|---|
| City | STEARNS |
| State | KY |
| Zip | 42647-6244 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 1.43 AC & HSE |
| Jurisdiction | MCCREARY KY |
| Township / Civil Division | STEARNS-WHITLEY CITY |
| Census Block Group | 2 |
| Census Block | 2032 |
| Census Tract | 960302 |
Source: McCreary County assessment roll, as of July 1, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | PO BOX 34, WHITLEY CITY, KY 42653-0034 |
| Owner Type | Individual |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Deed Document Number | 0000014819 |
| Record Updated | Jun 8, 2026 |
Source: McCreary County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | McCreary County |
| Unified School District | McCreary County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,206.00 (-1.47%) | $150,000 (-) | $150,000 (-) |
| 2023 | $1,224.00 | $150,000 | $150,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 16, 2015
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 66% of the US · above 81% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MCCREARY COUNTY WATER DISTRICT serves 34,439 people · EPA ID KY0740276 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 37 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Highland Telephone Cooperative, Inc. (KY & TN) Fiber | 1,000 / 1,000 |
| Spectrum Cable | 1,000 / 1,000 |
5G and 4G LTE (outdoors only)
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