470 Kennedy Ct, Gilroy, CA 95020 Property Records

Santa Clara County property record for 470 Kennedy Ct, Gilroy, CA 95020

Property Summary

Property TypeSingle Family Home
Details5 bd · 3 ba · 1,717 sqft · built 1971
Lot Size0.204 acres (8,904 sqft)
OwnerIndividual Name on Record
Last Sale$310,000 (Mar 2010)
Tax Bill$4,931 (2025)
Deeds & MortgagesMay 2021 Mortgage
Flood ZoneZone X (moderate risk)
APN835-27-022

Property Details

APN / Parcel Number

Primary APN835-27-022

Interior

Bedrooms5 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms9 Rooms
Stories1 Story
Building Area1,717 sqft Living Area
Gross Area1,120 sqft
1st Floor Area1,120 sqft
Family RoomFamily Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1971
Effective Year BuiltEffective 1971
Architectural StyleCustom Design
Construction TypeWood
Lot Area8,904 sqft (0.204 acres)
Lot Dimensions106 ft deep x 84 ft wide
Garage Area460 sqft
Parking Spaces2 Parking Spaces
PorchNone

Utilities, Heating & Cooling

Cooling SystemNone

Location & Zoning

Street Address470 KENNEDY CT
CityGILROY
StateCA
Zip95020-3623
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR16
Legal DescriptionTRACT 4797 LUNA ESTATES BOOK 286 PAGE 10 PAGE 11 LOT 24
Legal SubdivisionLUNA ESTATES
Legal Tract4797
Legal Lot Number24
JurisdictionSANTA CLARA CA
Township / Civil DivisionSOUTH SANTA CLARA VALLEY
Census Block Group2
Census Block2002
Census Tract512604

Owner

Source: Santa Clara County records, as of July 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address470 KENNEDY CT, GILROY, CA 95020-3623
OccupancyOwner Occupied
Owner TypeIndividual
VestingSingle Person

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 30, 2010 · Amount on Record
Deed SaleMar 30, 2010 · Amount on Record
Prior SaleDec 29, 2009 · Amount on Record
Deed Document Number201020661617
Prior Transfer DateMar 24, 2010
Prior Transfer Doc0020661618
Record UpdatedOct 29, 2026

May 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CLARA CA
Property Address470 KENNEDY CT, GILROY, CA 95020-3623
Transaction TypeMortgage
Record UpdatedJun 21, 2021
Title CompanySTEWART TITLE, STEWART TITLE GUARANTY CO

Transferred To (Grantee/Buyer)

NameVerified Name
Address470 KENNEDY CT, GILROY, CA 95020-3623

Mortgage

Document Number0024955378
DateMay 11, 2021
Instrument24955378
Lender
NameE MORTGAGE CAPITAL INC
TypeMortgage Company
AddressSANTA ANA, CA 92701
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMay 1, 2051

Tax Assessment & Valuation

Source: Santa Clara County assessment roll, as of July 27, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySanta Clara County
MunicipalityGilroy City
Unified School DistrictGilroy Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$408,136 (+2%) Land $171,152 Building $236,984
2025$4,931.00 (+2.26%) Homeowner's exemption$400,135 (+4.04%) Land $167,797 Building $232,338
2023$4,822.00 (+1.73%) Homeowner's exemption$384,599 Land $161,282 Building $223,317
2022$4,740.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective January 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims7 (1982–1997)
Most Recent ClaimJan 1997 · Severe Storms, Flooding, Mud And Landslides
Claims by Event
  • Severe Storms, Flood, Mudslides & High Tide, Jan 1982 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF GILROY
serves 59,426 people · EPA ID CA4310004
Water SourceGroundwater
Last State InspectionFeb 2025
Also Mapped HereSANTA CLARA VALLEY WATER DISTRICT
Lead2 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNitrate
resolved · Jun 2022
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 159 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Razzolink
Fixed Wireless
500 / 250
Etheric Networks
Fixed Wireless
250 / 100
Hankins Information Technology
Fixed Wireless
100 / 20

May also be available: GeoLinks, Verizon.

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