450 Kennedy Ct, Gilroy, CA 95020 Property Records

Santa Clara County property record for 450 Kennedy Ct, Gilroy, CA 95020

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,120 sqft · built 1971
Lot Size0.153 acres (6,675 sqft)
OwnerIndividual Name on File
Last Sale$400,000 (Jul 2005)
Tax Bill$5,457 (2025)
Deeds & MortgagesDec 2025 Mortgage
Flood ZoneZone X (moderate risk)
APN835-27-020

Property Details

APN / Parcel Number

Primary APN835-27-020

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories1 Story
Building Area1,120 sqft Living Area
1st Floor Area1,120 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1971
Effective Year BuiltEffective 1971
Architectural StyleCustom Design
Construction TypeWood
Lot Area6,675 sqft (0.153 acres)
Lot Dimensions89 ft deep x 72 ft wide
Garage Area460 sqft
Parking Spaces2 Parking Spaces
PorchNone

Utilities, Heating & Cooling

Cooling SystemNone

Location & Zoning

Street Address450 KENNEDY CT
CityGILROY
StateCA
Zip95020-3623
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR16
Legal DescriptionTRACT 4797 LUNA ESTATES BOOK 286 PAGE 10 PAGE 11 LOT 26
Legal SubdivisionLUNA ESTATES
Legal Tract4797
Legal Lot Number26
JurisdictionSANTA CLARA CA
Township / Civil DivisionSOUTH SANTA CLARA VALLEY
Census Block Group2
Census Block2002
Census Tract512604

Owner

450 Kennedy Ct is owned and occupied by an individual who bought it in July 2005.

Source: Santa Clara County records, as of July 27, 2026

Owner of RecordIndividual Name on File
Mailing Address450 KENNEDY CT, GILROY, CA 95020-3623
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 12, 2005 · Amount on File
Deed SaleJul 12, 2005 · Amount on File
Prior SaleFeb 9, 1998 · Amount on File
Deed Document Number200518462399
Prior Transfer DateApr 3, 2003
Prior Transfer Doc0016956204
Record UpdatedOct 29, 2026

December 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CLARA CA
Property Address450 KENNEDY CT, GILROY, CA 95020-3623
Transaction TypeMortgage
Record UpdatedJan 7, 2026
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address450 KENNEDY CT, GILROY, CA 95020-3623

Mortgage

Document Number0025924195
DateDec 29, 2025
Instrument25924195
Lender
NamePREMIER MORTGAGE RESOURCES LLC
TypeMortgage Company
Address3363 E PRESIDENTIAL DR STE 200, MERIDIAN, ID 83642
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueJan 1, 2056

Tax Assessment & Valuation

The 2025 property tax bill for 450 Kennedy Ct was $5,457 with a homeowner's exemption.

Source: Santa Clara County assessment roll, as of July 27, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySanta Clara County
MunicipalityGilroy City
Unified School DistrictGilroy Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$286,897 (+2%) Land $94,334 Building $192,563
2025$5,457.00 Homeowner's exemption$281,273 Land $92,485 Building $188,788
2023$5,379.00 (+1.11%) Homeowner's exemption$270,353 Land $88,895 Building $181,458
2022$5,320.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 450 Kennedy Ct in Zone X, an area of moderate flood risk, though there have been 7 flood claims nearby since 1982.

Source: FEMA National Flood Hazard Layer, effective January 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims7 (1982–1997)
Most Recent ClaimJan 1997 · Severe Storms, Flooding, Mud And Landslides
Claims by Event
  • Severe Storms, Flood, Mudslides & High Tide, Jan 1982 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 450 Kennedy Ct has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF GILROY
serves 59,426 people · EPA ID CA4310004
Water SourceGroundwater
Last State InspectionFeb 2025
Also Mapped HereSANTA CLARA VALLEY WATER DISTRICT
Lead2 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNitrate
resolved · Jun 2022
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 159 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Razzolink
Fixed Wireless
500 / 250
Etheric Networks
Fixed Wireless
250 / 100
Hankins Information Technology
Fixed Wireless
100 / 20

May also be available: GeoLinks, Verizon.

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