470 E Memorial Hwy, Harmony, NC 28634 Property Records

Iredell County property record for 470 E Memorial Hwy, Harmony, NC 28634

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,069 sqft · built 1979
Lot Size	1.3 acres (56,628 sqft)
Owner	Individual Name on Record
Tax Bill	$1,306 (2025)
Deeds & Mortgages	Feb 2018 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`4880-24-5574.000`

Property Details

APN / Parcel Number

Primary APN	`4880-24-5574.000`
Alternative APN	`80032544`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,069 sqft Heated Area
Gross Area	5,170 sqft
1st Floor Area	2,069 sqft
Basement Area	1,805 sqft
Unfinished Basement	1,805 sqft
Flooring	Carpet
Interior Walls	Paneling
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1981
Exterior Material	Brick Veneer
Foundation Type	Footing
Roof Type	Gable
Roof Material	Wood Shingle
Lot Area	56,628 sqft (1.3 acres)
Lot Width	200 ft Width
Garage Type	Carport
Garage Area	576 sqft
Carport	Carport
Carport Area	576 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	120 sqft
Patio Area	600 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	80032544
Street Address	470 E MEMORIAL HWY
City	HARMONY
State	NC
Zip	28634-9298
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Description	GOODWIN NC 901
Legal Subdivision	TURNERSBURG
Legal Block	24
Jurisdiction	IREDELL NC
Township / Civil Division	TURNERSBURG
Census Block Group	2
Census Block	2011
Census Tract	60802

Owner

Source: Iredell County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	470 E MEMORIAL HWY, HARMONY, NC 28634-9298
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 1, 1971
Deed Sale	Jun 1, 1971
Deed Book / Page	507 / 309
Record Updated	Oct 29, 2026

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	IREDELL NC
Property Address	470 E MEMORIAL HWY, HARMONY, NC 28634-9298
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	25401264
Date	Feb 23, 2018
Book Page	2540/1264

Lender

Name	FIRST BANK
Type	Bank
Address	HARMONY, NC 28634

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Iredell County assessment roll, as of April 7, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Iredell County
Unified School District	Iredell-Statesville Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$211,280 (-) Land $30,710 Building $180,570	$211,280 (-) Land $30,710 Building $180,570
2025	$1,306.00	$211,280 (-) Land $30,710 Building $180,570	$211,280 (-) Land $30,710 Building $180,570
2024	$1,306.00	$211,280 (-) Land $30,710 Building $180,570	$211,280 (-) Land $30,710 Building $180,570
2023	$1,306.00 (+24.98%)	$211,280 (+33.94%) Land $30,710 Building $180,570	$211,280 (+33.94%) Land $30,710 Building $180,570
2022	$1,045.00	$157,740 Land $26,620 Building $131,120	$157,740 Land $26,620 Building $131,120

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 27, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IREDELL WATER CORPORATION private · serves 29,370 people · EPA ID NC0149025
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 30 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: Zirrus.

Cell Coverage

4G LTE only, no 5G reported

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