465 E Memorial Hwy, Harmony, NC 28634 Property Records

Iredell County property record for 465 E Memorial Hwy, Harmony, NC 28634

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,073 sqft · built 2019
Lot Size	0.62 acres (27,007 sqft)
Owner	Individual Name on Record
Last Sale	$19,500 (Jan 2019)
Tax Bill	$1,087 (2025)
Deeds & Mortgages	Feb 2025 Line of Credit Oct 2019 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`4880-24-6835.000`

Property Details

APN / Parcel Number

Primary APN	`4880-24-6835.000`
Alternative APN	`80059753`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,073 sqft Heated Area
Gross Area	1,331 sqft
1st Floor Area	1,073 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Exterior Material	Aluminum/Vinyl
Foundation Type	Footing
Roof Type	Gable
Roof Material	Metal
Lot Area	27,007 sqft (0.62 acres)
Lot Width	208 ft Width

Exterior Amenities

Porch	Slab
Porch Area	114 sqft
Deck Area	Deck Area
Patio Area	144 sqft
Storage Building	288 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	80059753
Street Address	465 E MEMORIAL HWY
City	HARMONY
State	NC
Zip	28634-9298
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Description	NC 901
Legal Subdivision	TURNERSBURG
Legal Block	24
Jurisdiction	IREDELL NC
Township / Civil Division	TURNERSBURG
Census Block Group	2
Census Block	2060
Census Tract	60801

Owner

Source: Iredell County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	441 E MEMORIAL HWY, HARMONY, NC 28634-9298
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 26, 2025	Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU
Oct 4, 2019	Deed of Trust, Mortgage BLUEHARBOR BK
Apr 22, 2019	Trustee's Deed, Construction Loan · Line of Credit BLUEHARBOR BK
Jan 9, 2019	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 9, 2019 · Amount on Record
Deed Sale	Jan 9, 2019 · Amount on Record
Prior Sale	May 21, 2001
Deed Book / Page	2597 / 462
Prior Transfer Date	Oct 2, 2012
Prior Transfer Doc	2206000211
Record Updated	Oct 29, 2026

February 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	IREDELL NC
Property Address	465 E MEMORIAL HWY, HARMONY, NC 28634-9298
Transaction Type	Mortgage
Record Updated	Dec 5, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003118552
Date	Feb 26, 2025
Book Page	3118/552

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	PO BOX 25279, RALEIGH, NC 27611

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Change Frequency	Monthly

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	IREDELL NC
Property Address	465 E MEMORIAL HWY, HARMONY, NC 28634-9298
Document Number	2649880
Instrument Date	Oct 4, 2019
Transaction Type	Mortgage
Record Updated	Oct 23, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	465 E MEMORIAL HWY HARMONY NC 286349298, HARMONY, NC 28634-9298

Mortgage

Document Number	2649880
Date	Oct 4, 2019
Book Page	002649/000880

Lender

Name	BLUEHARBOR BK
Type	Bank
Address	MOORESVILLE, NC 28117

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Oct 3, 2049

April 2019: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	IREDELL NC
Recording Date	Apr 22, 2019
Property Address	465 E MEMORIAL HWY, HARMONY, NC 28634-9298
Book / Page	002614 / 000256
Instrument Date	Apr 22, 2019
Transaction Type	Construction Loan
Record Updated	May 13, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	441 E MEMORIAL HWY HARMONY NC 286349298, HARMONY, NC 28634-9298

Mortgage

Document Number	2614256
Date	Apr 22, 2019
Book Page	002614/000256

Lender

Name	BLUEHARBOR BK
Type	Bank
Address	STATESVILLE, NC 28687

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

January 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	IREDELL NC
Recording Date	Jan 9, 2019
Property Address	465 E MEMORIAL HWY, HARMONY, NC 28634-9298
Document Number	2597462
Book / Page	002597 / 000462
Instrument Date	Jan 4, 2019
Transaction Type	Transfer
Record Updated	Jan 29, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$39.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	441 E MEMORIAL HWY HARMONY NC 286349298, HARMONY, NC 28634-9298

Tax Assessment & Valuation

Source: Iredell County assessment roll, as of April 7, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Iredell County
Unified School District	Iredell-Statesville Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$230,710 (+32.44%) Land $16,320 Building $214,390	$230,710 (+32.44%) Land $16,320 Building $214,390
2025	$1,087.00	$174,200 (-) Land $16,320 Building $157,880	$174,200 (-) Land $16,320 Building $157,880
2024	$1,087.00	$174,200 (-) Land $16,320 Building $157,880	$174,200 (-) Land $16,320 Building $157,880
2023	$1,087.00 (+40.44%)	$174,200 (+52.93%) Land $16,320 Building $157,880	$174,200 (+52.93%) Land $16,320 Building $157,880
2022	$774.00	$113,910 Land $14,150 Building $99,760	$113,910 Land $14,150 Building $99,760

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 27, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IREDELL WATER CORPORATION private · serves 29,370 people · EPA ID NC0149025
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 30 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: Zirrus.

Cell Coverage

5G (outdoors only) and 4G LTE

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