Sonoma County property record for 470 Derby Ln, Santa Rosa, CA 95404
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,723 sqft · built 1974 |
| Lot Size | 1 acre (43,560 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $907,000 (Jul 2022) |
| Tax Bill | $11,216 (2025) |
| Deeds & Mortgages | Jul 2022 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 045-281-025-000 |
| Primary APN | 045-281-025-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,723 sqft Living Area |
| Gross Area | 2,275 sqft |
| 1st Floor Area | 1,723 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1974 |
|---|---|
| Effective Year Built | Effective 1974 |
| Architectural Style | L-Shape |
| Construction Type | Wood |
| Lot Area | 43,560 sqft |
| Garage Type | Attached |
| Garage Area | 552 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|
| Old Parcel Number | 045-281-025 |
|---|---|
| Street Address | 470 DERBY LN |
| City | SANTA ROSA |
| State | CA |
| Zip | 95404-9742 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RR3 |
| Legal Subdivision | AMENDED MAP OF SUB #8 RANCHO COTATI |
| Legal Block | 3 |
| Legal Lot Number | 47 |
| Jurisdiction | SONOMA CA |
| Township / Civil Division | SANTA ROSA |
| Census Block Group | 3 |
| Census Block | 3019 |
| Census Tract | 151405 |
470 Derby Ln is owned and occupied by two individuals who bought it in July 2022.
Source: Sonoma County records, as of September 1, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 470 DERBY LN, SANTA ROSA, CA 95404-9742 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 11, 2022 · Amount on File |
| Deed Sale | Jul 11, 2022 · Amount on File |
| Deed Document Number | 202247212 |
| Prior Transfer Date | Sep 25, 2006 |
| Prior Transfer Doc | 0000120750 |
| Record Updated | Oct 29, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SONOMA CA |
| Recording Date | Jul 11, 2022 |
| Property Address | 470 DERBY LN, SANTA ROSA, CA 95404-9742 |
| Document Number | 0000047212 |
| Map Reference | MB 30 PG 8 |
| Instrument Date | Jul 6, 2022 |
| Instrument | 2022047212 |
| Transaction Type | Transfer |
| Record Updated | Jul 27, 2022 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $997.70 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 470 DERBY LN, SANTA ROSA, CA 95404-9742 |
| Document Number | 0000047213 |
|---|---|
| Date | Jul 11, 2022 |
| Instrument | 2022047213 |
| Name | SUMMIT FUNDING INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2052 |
The 2025 property tax bill for 470 Derby Ln was $11,216.
Source: Sonoma County assessment roll, as of September 1, 2026
| Type | Name |
|---|---|
| State | California |
| County | Sonoma County |
| Elementary School District | Bellevue Union School District (KG - 06) |
| Secondary School District | Santa Rosa High School District (07 - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $962,514 (+2%) Land $384,156 Building $578,358 | |
| 2025 | $11,216.00 | $943,642 Land $376,624 Building $567,018 |
| 2023 | $11,213.00 (+761.21%) | $907,000 Land $362,000 Building $545,000 |
| 2022 | $1,302.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 470 Derby Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective February 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 12 policies |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 12 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 470 Derby Ln is moderate, ranking above 61% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 61% of the US · lower than 63% of California |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 58 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: T-Mobile.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures