420 Derby Ln, Santa Rosa, CA 95404 Property Records

Sonoma County property record for 420 Derby Ln, Santa Rosa, CA 95404

Property Summary

Property Type	Residential Vacant Land
Lot Size	1.08 acres (47,480 sqft)
Owner	2 Individual Names on Record
Tax Bill	$708 (2025)
Deeds & Mortgages	Apr 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`045-281-027-000`

Property Details

APN / Parcel Number

Primary APN	`045-281-027-000`
Alternative APN	`045-281-027`

Exterior

Lot Area	47,480 sqft

Utilities, Heating & Cooling

Cooling System	None

Location & Zoning

Old Parcel Number	045-281-027
Street Address	420 DERBY LN
City	SANTA ROSA
State	CA
Zip	95404-9742
Property Category	Residential
Property Type	Vacant Land > Residential
Local Zoning Code	RR3
Legal Subdivision	COTATI SUB #8 RHO
Legal Block	3
Legal Lot Number	47
Jurisdiction	SONOMA CA
Township / Civil Division	SANTA ROSA
Census Block Group	3
Census Block	3019
Census Tract	151405

Owner

Source: Sonoma County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	429 MOUNTAIN VIEW AVE, SANTA ROSA, CA 95407-8256
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

April 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SONOMA CA
Recording Date	Apr 3, 2018
Property Address	420 DERBY LN, SANTA ROSA, CA 95404-9742
Document Number	0000022653
Instrument Date	Mar 19, 2018
Instrument	22653
Transaction Type	Transfer
Record Updated	Apr 16, 2018
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$418.00
Amount Accuracy	Full Value

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	420 DERBY LN SANTA ROSA CA 95404, SANTA ROSA, CA 95404

Mortgage

Document Number	22654
Date	Apr 3, 2018
Instrument	22654

Lender

Name	CITIBANK FSB
Type	Federal Savings Bank
Address	O'FALLON, MO 63368-2240

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Apr 2, 2048

Tax Assessment & Valuation

Source: Sonoma County assessment roll, as of September 1, 2026

Property Jurisdictions

Type	Name
State	California
County	Sonoma County
Elementary School District	Bellevue Union School District (KG - 06)
Secondary School District	Santa Rosa High School District (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$52,224 (+2%) Land $52,224
2025	$708.00 (+0.57%)	$51,200 (+4.04%) Land $51,200
2023	$704.00 (+3.68%)	$49,213 Land $49,213
2022	$679.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective February 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	12 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 70% of the US · above 44% of California
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30