Lake County property record for 470 Cross Rd, Gurnee, IL 60031
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,082 sqft · built 1991 |
| Lot Size | 0.252 acres (10,986 sqft) |
| Owner | 2 Trust Names on File |
| Last Sale | $233,500 (Nov 1998) |
| Tax Bill | $10,844 (2024) |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-26-105-016 |
| Primary APN | 07-26-105-016 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 2,082 sqft Living Area |
| Gross Area | 3,606 sqft |
| 1st Floor Area | 1,062 sqft |
| 2nd Floor Area | 1,020 sqft |
| Upper Floors Area | 1,020 sqft |
| Basement Area | 1,020 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1991 |
|---|---|
| Effective Year Built | Effective 1991 |
| Architectural Style | Conventional |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Material | Wood Shingle |
| Lot Area | 10,986 sqft (0.252 acres) |
| Garage Type | Attached |
| Garage Area | 504 sqft |
| Parking Spaces | 2 Parking Spaces |
| Patio Area | 285 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 470 CROSS RD |
|---|---|
| City | GURNEE |
| State | IL |
| Zip | 60031-3252 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PROVIDENCE VILLAGE PHASE II; LT 268 LOT 268 |
| Legal Subdivision | PROVIDENCE VILLAGE PHASE II |
| Legal Phase | 2 |
| Legal Lot Number | 268 |
| Jurisdiction | LAKE IL |
| Township / Civil Division | WARREN |
| Census Block Group | 1 |
| Census Block | 1010 |
| Census Tract | 861509 |
470 Cross Rd is owner-occupied and held in a trust since July 2025.
Source: Lake County records, as of April 29, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 470 CROSS RD, GURNEE, IL 60031-3252 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Revocable Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 13, 1998 · Amount on File |
| Deed Sale | Nov 13, 1998 · Amount on File |
| Prior Sale | Jul 14, 1997 · Amount on File |
| Deed Document Number | 19984240276 |
| Last Transfer Date | Jul 10, 2025 |
| Transfer Doc | 0008109427 |
| Record Updated | Oct 29, 2026 |
Source: Lake County assessment roll, as of April 29, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Lake County |
| County Subdivision | Warren Township |
| Municipality | Gurnee Village |
| Secondary School District | Warren Township High School District 121 (09 - 12) |
| Elementary School District | Woodland Community Consolidated School District 50 (PK - 08) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $133,990 Land $27,019 Building $106,971 | $402,010 Land $81,065 Building $320,945 | |
| 2024 | $10,844.00 (-1.58%) | ||
| 2023 | $11,018.00 (+10.54%) | $110,580 (-5.66%) Land $22,299 Building $88,281 | $331,773 (-5.66%) Land $66,904 Building $264,869 |
| 2022 | $9,967.00 | $117,216 Land $19,496 Building $97,720 | $351,683 Land $58,494 Building $293,189 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 470 Cross Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective February 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 470 Cross Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 79% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GURNEE serves 30,193 people · EPA ID IL0970350 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | May 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 375 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL | 100 / 20 |
May also be available: E-vergent.
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