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463 Cross Rd, Gurnee, IL 60031 Property Records

Lake County property record for 463 Cross Rd, Gurnee, IL 60031

Property Summary

Property TypeSingle Family Home
Details5 bd · 2.5 ba · 2,300 sqft · built 1991
Lot Size0.22 acres (9,574 sqft)
Owner2 Individual Names on Record
Last Sale$334,000 (Dec 2021)
Tax Bill$11,160 (2024)
Deeds & MortgagesDec 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN07-26-104-035

Property Details

APN / Parcel Number

Primary APN07-26-104-035

Interior

Bedrooms5 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures9 Plumbing Fixtures
Stories2 Stories
Building Area2,300 sqft Living Area
Gross Area3,658 sqft
1st Floor Area910 sqft
2nd Floor Area1,390 sqft
Upper Floors Area1,414 sqft
Basement Area896 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1991
Effective Year BuiltEffective 1996
Architectural StyleConventional
Exterior MaterialWood Siding
Construction TypeFrame
Roof MaterialWood Shingle
Lot Area9,574 sqft (0.22 acres)
Garage TypeAttached
Garage Area462 sqft
Parking Spaces2 Parking Spaces
Patio Area540 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address463 CROSS RD
CityGURNEE
StateIL
Zip60031-3248
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPROVIDENCE VILLAGE PHASE II; LT 180 LOT 180
Legal SubdivisionPROVIDENCE VILLAGE PHASE II
Legal Phase2
Legal Lot Number180
JurisdictionLAKE IL
Township / Civil DivisionWARREN
Census Block Group1
Census Block1012
Census Tract861509

Owner

Source: Lake County records, as of April 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address463 CROSS RD, GURNEE, IL 60031-3248
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 29, 2021 · Amount on Record
Deed SaleDec 29, 2021 · Amount on Record
Prior SaleJun 23, 1999 · Amount on Record
Deed Document Number20217857328
Prior Transfer DateNov 18, 1994
Prior Transfer Doc0003620192
Record UpdatedJun 8, 2026

December 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLAKE IL
Recording DateDec 29, 2021
Property Address463 CROSS RD, GURNEE, IL 60031-3248
Document Number0007857328
Map ReferenceDOC 2739439
Instrument DateSep 22, 2021
Instrument7857328
Transaction TypeTransfer
Record UpdatedJan 11, 2022
Title CompanyFIRST AMERICAN TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$334.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address463 CROSS RD, GURNEE, IL 60031-3248

Mortgage

Document Number0007857329
DateDec 29, 2021
Instrument7857329
Lender
NameAMERICAN FIDELITY MORTGAGE SERVICES
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term358 Months
DueOct 1, 2051
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: Lake County assessment roll, as of April 29, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyLake County
County SubdivisionWarren Township
MunicipalityGurnee Village
Secondary School DistrictWarren Township High School District 121 (09 - 12)
Elementary School DistrictWoodland Community Consolidated School District 50 (PK - 08)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$137,640 (+21.17%) Land $23,544 Building $114,096$412,961 (+21.17%) Land $70,639 Building $342,322
2024$11,160.00 (-4.26%)
2023$11,656.00 (+10.54%)$113,592 (-8.14%) Land $19,431 Building $94,161$340,810 (-8.14%) Land $58,299 Building $282,511
2022$10,545.00$123,657 Land $16,989 Building $106,668$371,008 Land $50,972 Building $320,036

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 79% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemGURNEE
serves 30,193 people · EPA ID IL0970350
Water SourcePurchased surface water from several systems
Last State InspectionMay 2025
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 375 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20
AT&T
DSL		100 / 20

May also be available: E-vergent.

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