470 Charles St, Torrington, CT 06790 Property Records

Torrington City property record for 470 Charles St, Torrington, CT 06790

Property Summary

Property TypeSingle Family Home
Details5 bd · 2.5 ba · 2,474 sqft · built 1940
Lot Size0.29 acres (12,632 sqft)
OwnerIndividual Name on Record
Last Sale$205,900 (May 2020)
Tax Bill$8,116 (2026)
Deeds & MortgagesMay 2020 Sale & Mortgage
APN000412

Property Details

APN / Parcel Number

Primary APN000412
Alternative APNs
  • TORR M:134 B:007 L:053
  • 412

Interior

Bedrooms5 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms9 Rooms
Stories2 Stories
Building Area2,474 sqft Living Area
Gross Area5,580 sqft
Basement Area1,368 sqft
Unfinished Basement1,048 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1940
Effective Year BuiltEffective 1940
Architectural StyleColonial
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialShingle
Lot Area12,632 sqft (0.29 acres)
Deck AreaDeck Area

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelOil
SewerSeptic

Location & Zoning

Account Number412
Street Address470 CHARLES ST
CityTORRINGTON
StateCT
Zip06790-3421
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR10S
Legal Block7
Legal Lot Number53
JurisdictionTORRINGTON CT
Township / Civil DivisionTORRINGTON
Census Block Group1
Census Block1000
Census Tract310500

Owner

Source: Torrington City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address470 CHARLES ST, TORRINGTON, CT 06790-3421
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 13, 2020 · Amount on Record
Deed SaleMay 13, 2020 · Amount on Record
Prior SaleAug 9, 1996 · Amount on Record
Deed Document Number2020456291
Deed Book / Page1307 / 660
Record UpdatedOct 29, 2026

May 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionTORRINGTON CT
Recording DateMay 13, 2020
Property Address470 CHARLES ST, TORRINGTON, CT 06790-3421
Document Number1307-660
Book / Page1307 / 660
Instrument DateMay 7, 2020
Instrument2020-456291
Transaction TypeTransfer
Record UpdatedMay 21, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2020456292
DateMay 13, 2020
Instrument2020-456292
Lender
NameNRL FCU
TypeCredit Union
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Torrington City assessment roll, as of June 25, 2026

Property Jurisdictions

TypeName
StateConnecticut
County Subdivision / MunicipalityTorrington City
Unified School DistrictTorrington School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$8,116.00 (-12.97%)$242,550 (-) Land $23,800 Building $218,750$374,412 (+120.52%)
2025$9,326.00$242,550 (+91.51%) Land $23,800 Building $218,750$169,785 Land $16,660 Building $153,125
2024$9,326.00 (+53.54%)
2023$6,074.00 (+1.74%)$126,650 (-) Land $23,760 Building $102,890
2022$5,970.00$126,650 Land $23,760 Building $102,890

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood ZoneNot on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTORRINGTON WATER COMPANY
private · serves 37,915 people · EPA ID CT1430011
Water SourceSurface water
Last State InspectionOct 2025
LeadUnder 1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureTreatment report not submitted
Mar 2019
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 328 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable
8,000 / 8,000
Frontier
Fiber
7,000 / 7,000
Xfinity
Fiber
2,000 / 2,000

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Charles St

Nearby Streets

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