436 Charles St, Torrington, CT 06790 Property Records

Torrington City property record for 436 Charles St, Torrington, CT 06790

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,546 sqft · built 1960
Lot Size0.19 acres (8,276 sqft)
OwnerIndividual Name on Record
Last Sale$95,000 (May 1999)
Tax Bill$5,987 (2026)
Deeds & MortgagesFeb 2020 Refinance
APN001324

Property Details

APN / Parcel Number

Primary APN001324
Alternative APNs
  • TORR M:134 B:001 L:014
  • 1324

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories1 Story
Building Area1,546 sqft Living Area
Gross Area3,008 sqft
Basement Area1,016 sqft
Unfinished Basement1,016 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1960
Effective Year BuiltEffective 1960
Architectural StyleCape Cod
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area8,276 sqft (0.19 acres)
Garage TypeBasement
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelOil
SewerSeptic

Location & Zoning

Account Number1324
Street Address436 CHARLES ST
CityTORRINGTON
StateCT
Zip06790-3482
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR10S
Legal SubdivisionARTILLERY HL
Legal Block1
Legal Lot Number14
JurisdictionTORRINGTON CT
Township / Civil DivisionTORRINGTON
Census Block Group1
Census Block1002
Census Tract310500

Owner

Source: Torrington City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address436 CHARLES ST, TORRINGTON, CT 06790-3482
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 25, 1999 · Amount on Record
Deed SaleMay 25, 1999 · Amount on Record
Deed Book / Page699 / 1072
Record UpdatedOct 29, 2026

February 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionTORRINGTON CT
Property Address436 CHARLES ST, TORRINGTON, CT 06790-3482
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number1302-52
DateFeb 4, 2020
Book Page1302/52
Instrument2020-453273
Lender
NamePOLISH NATIONAL CU
TypeCredit Union
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term121 Months
DueMar 1, 2030

Tax Assessment & Valuation

Source: Torrington City assessment roll, as of June 25, 2026

Property Jurisdictions

TypeName
StateConnecticut
County Subdivision / MunicipalityTorrington City
Unified School DistrictTorrington School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$5,987.00 (-12.97%)$178,920 (-) Land $23,800 Building $155,120$309,514 (+147.13%)
2025$6,879.00$178,920 (+92.08%) Land $23,800 Building $155,120$125,244 Land $16,660 Building $108,584
2024$6,879.00 (+54%)
2023$4,467.00 (+1.73%)$93,150 (-) Land $23,770 Building $69,380
2022$4,391.00$93,150 Land $23,770 Building $69,380

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood ZoneNot on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTORRINGTON WATER COMPANY
private · serves 37,915 people · EPA ID CT1430011
Water SourceSurface water
Last State InspectionOct 2025
LeadUnder 1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureTreatment report not submitted
Mar 2019
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 328 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable
8,000 / 8,000
Frontier
Fiber
7,000 / 7,000
Xfinity
Fiber
2,000 / 2,000

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Charles St

Nearby Streets

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