470 Charles Dr, Melbourne, FL 32935 Property Records

Brevard County property record for 470 Charles Dr, Melbourne, FL 32935

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,168 sqft · built 1957
Lot Size	0.28 acres (12,197 sqft)
Owner	Individual Name on Record
Last Sale	$69,500 (Dec 2002)
Tax Bill	$1,467 (2025)
Deeds & Mortgages	Mar 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`27-37-28-01-G-11`

Property Details

APN / Parcel Number

Primary APN	`27-37-28-01-G-11`
Alternative APNs	`27-37-28-01-0000G.0-0011.00` `2728502`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,168 sqft Living Area
Gross Area	1,472 sqft
1st Floor Area	1,168 sqft

Exterior

Year Built	Built 1957
Effective Year Built	Effective 1991
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Concrete
Lot Area	12,197 sqft (0.28 acres)
Lot Dimensions	110 ft deep x 109 ft wide
Garage Type	Attached
Garage Area	286 sqft
Porch	Finished/Open Porch
Porch Area	18 sqft
Patio Area	18 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	2728502
Street Address	470 CHARLES DR
City	MELBOURNE
State	FL
Zip	32935-6777
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1A
Legal Description	ALMAR SUBD SEC A LOT 11 BLK G
Legal Range	37E
Legal Township	27S
Legal Section	28
Legal Subdivision	ALMAR SUBD SEC A
Legal Block	G
Legal Lot Number	11
Jurisdiction	BREVARD FL
Township / Civil Division	MELBOURNE
Census Block Group	2
Census Block	2024
Census Tract	64201

Owner

Source: Brevard County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	470 CHARLES DR, MELBOURNE, FL 32935-6777
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 3, 2002 · Amount on Record
Deed Sale	Dec 3, 2002 · Amount on Record
Deed Book / Page	4753 / 1785
Prior Transfer Date	Sep 19, 1996
Prior Transfer Doc	3623001133
Record Updated	Sep 20, 2026

March 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BREVARD FL
Recording Date	Mar 9, 2018
Property Address	470 CHARLES DR, MELBOURNE, FL 32935-6777
Document Number	0081101169
Book / Page	008110 / 001169
Instrument Date	Mar 9, 2018
Instrument	53331
Transaction Type	Transfer
Record Updated	Apr 11, 2018
Title Company	STATE TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$980.00
Amount Accuracy	Confirmed

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	470 CHARLES DR MELBOURNE FL 329356777, MELBOURNE, FL 32935-6777

Mortgage

Document Number	81101170
Date	Mar 9, 2018
Book Page	008110/001170
Instrument	53332

Lender

Name	ON Q FIN'L
Type	Funding / Finance Company
Address	SCOTTSDALE, AZ 85251

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 8, 2048

Tax Assessment & Valuation

Source: Brevard County assessment roll, as of August 18, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Brevard County
Municipality	Melbourne City
Unified School District	Brevard County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$121,110 (+2.7%)	$166,640 (-8.88%)
2025	$1,467.00 (+5.92%) Homeowner's exemption	$117,930 (+5.98%)	$182,880 (+3.05%)
2024	$1,385.00 (+3.44%)
2023	$1,339.00 (+8.33%) Homeowner's exemption	$111,280 (+3%)	$177,470 (+14.87%) Land $99,000 Building $78,470
2022	$1,236.00 Homeowner's exemption	$108,040	$154,490 Land $88,000 Building $66,490

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	9 in force
Nearby Flood Claims	2 (1999–2008)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Aug 2008 · Tropical Storm Fay

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MELBOURNE serves 167,753 people · EPA ID FL3051447
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 202 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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