454 Charles Dr, Melbourne, FL 32935 Property Records

Brevard County property record for 454 Charles Dr, Melbourne, FL 32935

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,170 sqft · built 1957
Lot Size	0.2 acres (8,712 sqft)
Owner	Individual Name on Record
Last Sale	$255,000 (Dec 2023)
Tax Bill	$2,993 (2025)
Deeds & Mortgages	Dec 2023 Sale & Mortgage May 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`27-37-28-01-G-12`

Property Details

APN / Parcel Number

Primary APN	`27-37-28-01-G-12`
Alternative APNs	`27-37-28-01-0000G.0-0012.00` `2728503`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,170 sqft Living Area
Gross Area	1,710 sqft
1st Floor Area	1,170 sqft

Exterior

Year Built	Built 1957
Effective Year Built	Effective 2000
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	8,712 sqft (0.2 acres)
Lot Dimensions	110 ft deep x 80 ft wide
Garage Type	Attached
Garage Area	364 sqft
Porch	Finished/Open Porch
Porch Area	160 sqft
Patio Area	160 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	2728503
Street Address	454 CHARLES DR
City	MELBOURNE
State	FL
Zip	32935-6777
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1A
Legal Description	ALMAR SUBD SEC A LOT 12 BLK G
Legal Range	37E
Legal Township	27S
Legal Section	28
Legal Subdivision	ALMAR SUBD SEC A
Legal Block	G
Legal Lot Number	12
Jurisdiction	BREVARD FL
Township / Civil Division	MELBOURNE
Census Block Group	2
Census Block	2024
Census Tract	64201

Owner

Source: Brevard County records, as of August 18, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	454 CHARLES DR, MELBOURNE, FL 32935-6777
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 1, 2023	Warranty Deed, Transfer · FHA Mortgage GUARANTEED RATE AFFINITY LLC
May 18, 2021	Warranty Deed, Transfer · Conventional Mortgage HAMILTON HOME LOANS INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 1, 2023 · Amount on Record
Deed Sale	Dec 1, 2023 · Amount on Record
Prior Sale	May 18, 2021 · Amount on Record
Deed Document Number	2023252792
Deed Book / Page	9943 / 2941
Record Updated	Sep 20, 2026

December 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BREVARD FL
Recording Date	Dec 1, 2023
Property Address	454 CHARLES DR, MELBOURNE, FL 32935-6777
Document Number	0099432941
Book / Page	9943 / 2941
Map Reference	MB 11 PG 25
Instrument Date	Nov 28, 2023
Instrument	2023252792
Transaction Type	Transfer
Record Updated	Dec 15, 2023
Title Company	STATE TITLE PARTNERS LLP

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,785.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	170 PARADISE BLVD APT 13, 13, MELBOURNE, FL 32903-2433

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	454 CHARLES DR, MELBOURNE, FL 32935-6777

Mortgage

Document Number	0099432942
Date	Dec 1, 2023
Instrument	9943/2942

Lender

Name	GUARANTEED RATE AFFINITY LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2053

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BREVARD FL
Recording Date	May 18, 2021
Property Address	454 CHARLES DR, MELBOURNE, FL 32935-6777
Document Number	0091260263
Book / Page	9126 / 263
Map Reference	MB 11 PG 25
Instrument Date	May 17, 2021
Instrument	2021128623
Transaction Type	Transfer
Record Updated	Jun 2, 2021
Title Company	SUPREME TITLE CLOSINGS LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,365.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2460 NORTHSIDE DR APT 503, 2460, CLEARWATER, FL 33761-2218

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	454 CHARLES DR, MELBOURNE, FL 32935-6777

Mortgage

Document Number	9126265
Date	May 18, 2021
Instrument	9126/265

Lender

Name	HAMILTON HOME LOANS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

Tax Assessment & Valuation

Source: Brevard County assessment roll, as of August 18, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Brevard County
Municipality	Melbourne City
Unified School District	Brevard County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$183,880 (-9.99%)	$183,880 (-9.99%)
2025	$2,993.00 (+15.65%) Homeowner's exemption	$204,290 (+11.73%) Land $105,000 Building $99,290	$204,290 (-2.35%) Land $105,000 Building $99,290
2023	$2,588.00 (+6.77%) Homeowner's exemption	$182,840 (+3%)	$209,210 (+17.85%) Land $90,000 Building $119,210
2022	$2,424.00 Homeowner's exemption	$177,520 Land $80,000 Building $97,520	$177,520 Land $80,000 Building $97,520

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	9 in force
Nearby Flood Claims	2 (1999–2008)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Aug 2008 · Tropical Storm Fay

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MELBOURNE serves 167,753 people · EPA ID FL3051447
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 202 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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