Dubuque County property record for 470 Central Ave, Dubuque, IA 52001
| Property Type | Retail Stores (Personal Services, Photography, Travel) |
|---|---|
| Details | 5,200 sqft · built 1890 |
| Lot Size | 0.118 acres (5,158 sqft) |
| Owner | Company Name on File |
| Last Sale | $435,000 (Jan 2021) |
| Tax Bill | $2,736 (2024) |
| Deeds & Mortgages | Aug 2022 Line of Credit Jan 2021 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (reduced by levee) |
| APN | 10-25-238-002 |
| Primary APN | 10-25-238-002 |
|---|
| Stories | 1 Story |
|---|---|
| Building Area | 5,200 sqft Gross Area |
| 1st Floor Area | 2,912 sqft |
| Basement Area | 2,912 sqft |
| Overhead Door | Overhead Door |
| Year Built | Built 1890 |
|---|---|
| Exterior Material | Brick |
| Roof Material | Urethane Foam |
| Lot Area | 5,158 sqft (0.118 acres) |
| Water Source | Commercial |
|---|
| Street Address | 470 CENTRAL AVE |
|---|---|
| City | DUBUQUE |
| State | IA |
| Zip | 52001-7024 |
| Property Category | Commercial |
| Property Type | Commercial > Retail > Retail Stores (Personal Services, Photography, Travel) |
| Local Zoning Code | CI |
| Legal Description | CITY LOT 300 |
| Legal Lot Number | 300 460 |
| Jurisdiction | DUBUQUE IA |
| Township / Civil Division | DUBUQUE |
| Census Block Group | 2 |
| Census Block | 2016 |
| Census Tract | 100 |
Source: Dubuque County records · APN 10-25-238-002
Assessment roll updated May 1, 2025 · Last verified October 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 374 MERIDIAN DR, REDWOOD CITY, CA 94065-2821 |
| Owner Type | Company |
| Date | Document |
|---|---|
| Aug 08, 2022 | Deed of Trust, Mortgage · Line of Credit MIDWESTONE BANK |
| Jan 25, 2021 | Warranty Deed, Transfer · Conventional Mortgage MIDWESTONE BK |
| Nov 22, 2019 | Quit Claim Deed, Transfer NOT AVAILABLE |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jan 08, 2021 · Amount on Record |
| Deed Sale | Jan 08, 2021 · Amount on Record |
| Deed Document Number | 0000211326 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DUBUQUE IA |
| Property Address | 470 CENTRAL AVE, DUBUQUE, IA 52001-7024 |
| Transaction Type | Mortgage |
| Record Updated | Aug 22, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000009905 |
|---|---|
| Date | Aug 08, 2022 |
| Instrument | 2022-00009905 |
| Name | MIDWESTONE BANK |
|---|---|
| Type | Bank |
| Address | DUBUQUE, IA 52004 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 226 Months |
| Due | Jun 13, 2041 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DUBUQUE IA |
| Recording Date | Jan 25, 2021 |
| Property Address | 470 CENTRAL AVE, DUBUQUE, IA 52001-7024 |
| Document Number | 0000001326 |
| Instrument Date | Jan 08, 2021 |
| Instrument | 1326 |
| Transaction Type | Transfer |
| Record Updated | Mar 09, 2021 |
| Title Company | NOT AVAILABLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $695.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 19 LONE MOUNTAIN CT PACIFICA CA 940441600, PACIFICA, CA 94044-1600 |
| Investor | Possibly a Property Investor |
| Document Number | 1327 |
|---|---|
| Date | Jan 25, 2021 |
| Instrument | 1327 |
| Name | MIDWESTONE BK |
|---|---|
| Type | Bank |
| Address | DUBUQUE, IA 52004 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Jan 24, 2041 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | DUBUQUE IA |
| Recording Date | Nov 22, 2019 |
| Property Address | 470 CENTRAL AVE, DUBUQUE, IA 52001-7024 |
| Document Number | 0000014676 |
| Instrument Date | Nov 20, 2019 |
| Instrument | 14676 |
| Transaction Type | Transfer |
| Record Updated | Jan 14, 2020 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 450 CENTRAL AVE DUBUQUE IA 520017024, DUBUQUE, IA 52001-7024 |
Source: Dubuque County records · Assessment roll updated May 1, 2025 · Last verified October 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Dubuque County |
| Municipality | Dubuque City |
| Unified School District | Dubuque Community School District (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $209,400 (+22.31%) Land $41,800 Building $167,600 | $209,400 (+22.31%) Land $41,800 Building $167,600 | |
| 2024 | $2,736.00 (+8.83%) | ||
| 2023 | $171,200 (+17.39%) Land $37,100 Building $134,100 | $171,200 (+17.39%) Land $37,100 Building $134,100 | |
| 2022 | $2,514.00 | $145,840 Land $37,140 Building $108,700 | |
| 2021 | $145,840 Land $37,140 Building $108,700 |
Source: FEMA National Flood Hazard Layer as of August 9, 2021 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X reduced by levee · depends on levee performance |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mediacom Communications Cable · Fiber in parts of the area | 1,000 / 50 |
| Lumen Technologies DSL · Fiber in parts of the area | 140 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
May also be available: AMG Technology Investment Group, Comelec Services, Hawkeye Topco Holdings, Verizon.
Based on FCC filings for 497 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | DUBUQUE WATER WORKS serves 59,667 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2025 |
| Lead | 5 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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