401 Central Ave, Dubuque, IA 52001 Property Records

Dubuque County property record for 401 Central Ave, Dubuque, IA 52001

Property Summary

Property TypeRestaurant
Details8,416 sqft · built 1920
Lot Size0.195 acres (8,511 sqft)
OwnerCompany Name on Record
Tax Bill$10,090 (2025)
Deeds & MortgagesJan 2021 Line of Credit
Mar 2018 Sale
+ 1 more
Flood ZoneZone X (reduced by levee)
APN10-25-237-012

Property Details

APN / Parcel Number

Primary APN10-25-237-012

Interior

Stories2 Stories
Building Area8,416 sqft Gross Area
1st Floor Area4,208 sqft
Basement Area4,208 sqft

Exterior

Year BuiltBuilt 1920
Effective Year BuiltEffective 1920
Exterior MaterialBrick
Roof MaterialUrethane Foam
Lot Area8,511 sqft (0.195 acres)
Shed1 Shed

Utilities, Heating & Cooling

Water SourceCommercial

Location & Zoning

Street Address401 CENTRAL AVE
CityDUBUQUE
StateIA
Zip52001-7025
Property CategoryCommercial
Property TypeCommercial > Retail > Restaurant
Legal DescriptionCITY LOT 234 AND S 1/2 OF CITY LOT 235, LOT 2 BLK 7 DUBUQUE DOWNTOWN PLAZA
Legal SubdivisionDUBUQUE DOWNTOWN PLAZA
Legal Block7
Legal Lot Number2
JurisdictionDUBUQUE IA
Township / Civil DivisionDUBUQUE
Census Block Group2
Census Block2012
Census Tract100

Owner

Source: Dubuque County records, as of December 23, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address3610 KEYMEER DR, DUBUQUE, IA 52002-3737
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

DateDocument
Jan 12, 2021Deed of Trust, Mortgage · Line of Credit
DUPACO COMMUNITY CU
Mar 6, 2018Warranty Deed, Transfer
NOT AVAILABLE
Feb 27, 2018Quit Claim Deed, Transfer
NOT AVAILABLE

Assessor's Deed Record

Deed NamesName on Deed
Last Transfer DateNov 11, 2022
Transfer Doc0000014008
Record UpdatedSep 20, 2026

January 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDUBUQUE IA
Property Address401 CENTRAL AVE, DUBUQUE, IA 52001-7025
Transaction TypeMortgage
Record UpdatedApr 2, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000000636
DateJan 12, 2021
Instrument2021-00000636
Lender
NameDUPACO COMMUNITY CU
TypeCredit Union
AddressDUBUQUE, IA 52001
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueJan 12, 2051
Interest
Rate TypeAdjustable Rate

March 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDUBUQUE IA
Recording DateMar 6, 2018
Property Address401 CENTRAL AVE, DUBUQUE, IA 52001-7025
Document Number0000002262
Instrument DateFeb 20, 2018
Instrument2262
Transaction TypeTransfer
Record UpdatedSep 20, 2019
Title CompanyNOT AVAILABLE

Transaction

AmountAmount Recorded
Tax$111.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address401 CENTRAL AVE DUBUQUE IA 520017025, DUBUQUE, IA 52001-7025

February 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionDUBUQUE IA
Recording DateFeb 27, 2018
Property Address401 CENTRAL AVE, DUBUQUE, IA 52001-7025
Document Number0000002041
Instrument DateFeb 20, 2018
Instrument2041
Transaction TypeTransfer
Record UpdatedSep 20, 2019
Title CompanyNOT AVAILABLE

Transaction

Tax$0.00
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address401 CENTRAL AVE DUBUQUE IA 520017025, DUBUQUE, IA 52001-7025

Tax Assessment & Valuation

Source: Dubuque County assessment roll, as of October 7, 2025

Property Jurisdictions

TypeName
StateIowa
CountyDubuque County
MunicipalityDubuque City
Unified School DistrictDubuque Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$10,090.00$610,600 (+14.95%) Land $68,900 Building $541,700$610,600 (+14.95%) Land $68,900 Building $541,700
2024$10,090.00 (+10.83%)
2023$531,200 (+23.26%) Land $61,300 Building $469,900$531,200 (+23.26%) Land $61,300 Building $469,900
2022$9,104.00$430,950 Land $61,280 Building $369,670
2021$430,950 Land $61,280 Building $369,670

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 9, 2021

FEMA Flood ZoneZone X
reduced by levee · depends on levee performance
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemDUBUQUE WATER WORKS
serves 59,667 people · EPA ID IA3126052
Water SourceGroundwater
Last State InspectionJan 2025
Lead5 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 497 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Mediacom Xtream
Cable · Fiber in parts of the area
1,000 / 50
CenturyLink
DSL · Fiber in parts of the area
140 / 20
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: Comelec Internet Services, ImOn Communications, Nextlink, Verizon.

Nearby Properties on Central Ave

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