Kane County property record for 470 Center St, Elgin, IL 60120
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,510 sqft · built 1880 |
| Lot Size | 0.117 acres (5,082 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $219,000 (Jul 2025) |
| Tax Bill | $5,803 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-12-357-009 |
| Primary APN | 06-12-357-009 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,510 sqft Living Area |
| Gross Area | 2,460 sqft |
| Basement Area | 950 sqft |
| Year Built | Built 1880 |
|---|---|
| Effective Year Built | Effective 1880 |
| Construction Type | Frame |
| Lot Area | 5,082 sqft (0.117 acres) |
| Street Address | 470 CENTER ST |
|---|---|
| City | ELGIN |
| State | IL |
| Zip | 60120-3765 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | P J KIMBALL JRS 3RD ADD NORTH 4 RODS EAST 77 FT LOT 3 BLK 22 |
| Legal Subdivision | P J KIMBALL JRS 3RD ADD |
| Legal Block | 22 |
| Legal Lot Number | 3 |
| Jurisdiction | KANE IL |
| Township / Civil Division | ELGIN |
| Census Block Group | 2 |
| Census Block | 2021 |
| Census Tract | 851302 |
470 Center St is owned and occupied by two individuals who bought it in July 2025.
Source: Kane County records, as of July 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 470 CENTER ST, ELGIN, IL 60120-3765 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 9, 2025 · Amount on File |
| Deed Sale | Jul 9, 2025 · Amount on File |
| Prior Sale | Dec 12, 2012 · Amount on File |
| Deed Document Number | 202525403 |
| Prior Transfer Date | Dec 3, 2002 |
| Prior Transfer Doc | 0000028159 |
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 470 Center St was $5,803.
Source: Kane County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Elgin Township |
| Municipality | Elgin City |
| Unified School District | School District U-46 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,803.00 | $76,067 (+8.57%) Land $14,792 Building $61,275 | $228,292 (+8.57%) Land $44,394 Building $183,899 |
| 2024 | $70,062 Land $13,624 Building $56,438 | $210,270 Land $40,888 Building $169,382 | |
| 2022 | $5,004.00 (+3.95%) | $57,714 (+6.96%) Land $11,223 Building $46,491 | $173,142 (+6.96%) Land $33,669 Building $139,473 |
| 2021 | $4,814.00 | $53,959 Land $10,493 Building $43,466 | $161,877 Land $31,479 Building $130,398 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 470 Center St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 470 Center St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ELGIN serves 114,797 people · EPA ID IL0894380 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 19 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 8 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 504 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable · Fiber in parts of the area | 1,500 / 50 |
| AT&T Fixed Wireless · DSL · Fiber in parts of the area | 100 / 20 |
May also be available: Fox Valley Internet, T-Mobile, Verizon.
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