450 Center St, Elgin, IL 60120 Property Records

Kane County property record for 450 Center St, Elgin, IL 60120

Property Summary

Property Type	Single Family Home
Details	4 ba · 4,212 sqft · built 1890
Lot Size	0.25 acres (10,890 sqft)
Owner	Company Name on File
Last Sale	$305,000 (Jul 2018)
Tax Bill	$12,212 (2025)
Deeds & Mortgages	Jul 2018 Foreclosure
Flood Zone	Zone X (minimal risk)
APN	`06-12-357-014`

Property Details

APN / Parcel Number

Primary APN	`06-12-357-014`

Interior

Full Baths	4 Baths
Total Rooms	18 Rooms
Stories	2 Stories
Building Area	4,212 sqft Living Area
Gross Area	6,356 sqft
Basement Area	2,144 sqft

Exterior

Year Built	Built 1890
Effective Year Built	Effective 1890
Construction Type	Frame
Lot Area	10,890 sqft (0.25 acres)

Location & Zoning

Street Address	450 CENTER ST
City	ELGIN
State	IL
Zip	60120-3723
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	P J KIMBALL JRS 3RD ADDN EAST 1/2 LOT 4 BLOCK 22
Legal Subdivision	P J KIMBALL JRS 3RD ADDN
Legal Block	22
Legal Lot Number	4
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	2
Census Block	2021
Census Tract	851302

Owner

450 Center St is owned by a company that bought it in July 2018.

Source: Kane County records, as of July 31, 2026

Owner of Record	Company Name on File
Mailing Address	111 DOUGLAS AVE, ELGIN, IL 60120-5503
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 12, 2018 · Amount on File
Deed Sale	Jul 12, 2018 · Amount on File
Deed Document Number	201833505
Prior Transfer Date	Jun 28, 2018
Prior Transfer Doc	0000033505
Record Updated	Oct 29, 2026

July 2018: Grant Deed, Foreclosure

Document Type	Grant Deed
Jurisdiction	KANE IL
Recording Date	Jul 12, 2018
Property Address	450 CENTER ST, ELGIN, IL 60120-3723
Document Number	0000033505
Instrument Date	Jun 28, 2018
Instrument	33505
Transaction Type	Foreclosure
Record Updated	Jul 24, 2018
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$457.50

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	938 DOVER ST PINGREE GROVE IL 601409180, PINGREE GROVE, IL 60140-9180

Mortgage

Document Number	33506
Date	Jul 12, 2018
Instrument	33506

Lender

Name	ST CHARLES BK&TR
Type	Bank
Address	ST CHARLES, IL 60174

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 450 Center St was $12,212.

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$12,212.00	$160,078 (+8.57%) Land $18,891 Building $141,187	$480,426 (+8.57%) Land $56,696 Building $423,730
2024		$147,442 Land $17,400 Building $130,042	$442,503 Land $52,221 Building $390,282
2022	$9,687.00 (+3.96%)	$111,719 (+6.96%) Land $14,334 Building $97,385	$335,157 (+6.96%) Land $43,002 Building $292,155
2021	$9,318.00	$104,449 Land $13,401 Building $91,048	$313,347 Land $40,203 Building $273,144

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 450 Center St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 450 Center St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 504 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable · Fiber in parts of the area	1,500 / 50
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: Fox Valley Internet, T-Mobile, Verizon.

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