470 Bowers Rd, Franklin, NY 13775 Property Records

Delaware County and Franklin Town property record for 470 Bowers Rd, Franklin, NY 13775

Property Summary

Property Type	Rural Home
Details	3 bd · 2 ba · 2,201 sqft · built 1986
Lot Size	155 acres (6,764,868 sqft)
Owner	2 Individual Names on Record
Last Sale	$460,000 (Jun 2022)
Tax Bill	$13,564 (2026)
Deeds & Mortgages	Jun 2022 Sale & Mortgage May 2022 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`123289 165.-1-3`

Property Details

APN / Parcel Number

Primary APN	`123289 165.-1-3`
Alternative APNs	`32891650000001003000` `06400305008`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,201 sqft Living Area

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	6,764,868 sqft (155 acres)
Garage Type	Detached
Parking Spaces	3 Parking Spaces
Porch	Porch
Porch Area	350 sqft

Utilities, Heating & Cooling

Heating System	Hot Water

Location & Zoning

Account Number	06400305008
Street Address	470 BOWERS RD
City	FRANKLIN
State	NY
Zip	13775
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	R5
Legal Description	PVB LIVIGSTON L-128-6
Legal Block	1
Legal Lot Number	3.000
Jurisdiction	DELAWARE NY
Township / Civil Division	FRANKLIN
Census Block Group	3
Census Block	3109
Census Tract	970300

Owner

Source: Delaware County and Franklin Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1 7TH AVE, EAST ROCKAWAY, NY 11518-2026
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 20, 2022	Warranty Deed, Transfer · Stand-Alone First Mortgage HOMEBRIDGE FINANCIAL SERVICES INC
May 19, 2022	Quit Claim Deed, Transfer Quitclaim
Mar 11, 2022	Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 20, 2022 · Amount on Record
Deed Sale	Jun 20, 2022 · Amount on Record
Prior Sale	Mar 11, 2022 · Amount on Record
Deed Document Number	20224821
Deed Book / Page	1715 / 217
Prior Transfer Date	May 5, 2022
Prior Transfer Doc	001712/166
Record Updated	Oct 29, 2026

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DELAWARE NY
Recording Date	Jun 20, 2022
Property Address	470 BOWERS RD, FRANKLIN, NY 13775
Document Number	001715/217
Book / Page	1715 / 217
Instrument Date	Jun 14, 2022
Instrument	4821
Transaction Type	Transfer
Record Updated	Jul 12, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1 7TH AVE, EAST ROCKAWAY, NY 11518-2026

Mortgage

Document Number	0000004822
Date	Jun 20, 2022
Instrument	4822

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC
Type	Funding / Finance Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

May 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	DELAWARE NY
Recording Date	May 19, 2022
Property Address	470 BOWERS RD, FRANKLIN, NY 13775
Document Number	001712/166
Book / Page	1712 / 166
Instrument Date	May 5, 2022
Instrument	4002
Transaction Type	Transfer
Record Updated	Jun 14, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14405 WALTERS RD, HOUSTON, TX 77014-1337

March 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	DELAWARE NY
Recording Date	Mar 11, 2022
Property Address	470 BOWERS RD, FRANKLIN, NY 13775
Document Number	001705/100
Book / Page	1705 / 100
Instrument Date	Feb 9, 2022
Instrument	2040
Transaction Type	Transfer
Record Updated	Apr 5, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10935 ESTATE LN, DALLAS, TX 75238-2316

Tax Assessment & Valuation

Source: Delaware County and Franklin Town assessment roll, as of April 21, 2026

Property Jurisdictions

Type	Name
State	New York
County	Delaware County
County Subdivision	Franklin Town
Unified School District	Franklin Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$13,564.00 (+1.25%)
2025	$13,396.00 (+137.56%)	$440,000 (-) Land $226,000 Building $214,000	$656,716 (+13.43%) Land $337,313 Building $319,403
2023		$440,000 (-) Land $226,000 Building $214,000	$578,947 (+23.68%) Land $297,368 Building $281,579
2022		$440,000 Land $226,000 Building $214,000	$468,085 Land $240,425 Building $227,660
2021	$5,639.00 (-56.45%)
2020	$12,949.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 13, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	4 (2006–2013)
Claims Outside the SFHA	4 of 4
Most Recent Claim	Sep 2013 · river or lake flooding
Claims by Event	Severe Storms And Flooding, Jun 2006 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Delhi Telephone Company Fiber	1,000 / 1,000

Cell Coverage

No cell data coverage reported

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