Washoe County property record for 470 Aswan St, Sparks, NV 89441
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,476 sqft · built 1989 |
| Lot Size | 0.379 acres (16,509 sqft) |
| Owner | Individual Name on File |
| Last Sale | $475,000 (Feb 2025) |
| Tax Bill | $1,274 (2025) |
| Deeds & Mortgages | Jun 2026 Line of Credit Dec 2023 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 089-344-09 |
| Primary APN | 089-344-09 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 9 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,476 sqft Living Area |
| Gross Area | 1,716 sqft |
| 1st Floor Area | 900 sqft |
| Upper Floors Area | 576 sqft |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 1989 |
| Exterior Material | Wood |
| Construction Type | Frame |
| Roof Type | Flat |
| Roof Material | Composition Shingle |
| Lot Area | 16,509 sqft (0.379 acres) |
| Garage Type | Attached |
| Garage Area | 240 sqft |
| Parking Spaces | 1 Parking Space |
| Shed | 1 Shed |
| Shed Area | 100 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 470 ASWAN ST |
|---|---|
| City | SPARKS |
| State | NV |
| Zip | 89441-0556 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | MDS |
| Legal Description | PYRAMID RANCH EST 4C LT 23 BLK C |
| Legal Subdivision | PYRAMID RANCH ESTATES 4C |
| Legal Block | C |
| Legal Lot Number | 23 |
| Jurisdiction | WASHOE NV |
| Township / Civil Division | WARM SPRINGS-TRUCKEE CANYON |
| Census Block Group | 2 |
| Census Block | 2015 |
| Census Tract | 3518 |
Source: Washoe County assessment roll, APN 089-344-09, as of December 10, 2025 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 470 ASWAN ST, SPARKS, NV 89441-0556 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single Man |
| Date | Document |
|---|---|
| Jun 02, 2026 | Deed of Trust, Mortgage · Line of Credit MERCHANTS BANK OF CALIFORNIA |
| Dec 20, 2023 | Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV |
| Jun 30, 2017 | Deed of Trust, Mortgage · Conventional Mortgage GUILD MORTGAGE CO |
| Apr 03, 2020 | Bargain and Sale Deed, Transfer · FHA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Feb 07, 2025 · Amount on Record |
| Deed Sale | Feb 07, 2025 · Amount on Record |
| Prior Sale | Sep 13, 2024 · Amount on Record |
| Deed Document Number | 20255517495 |
| Prior Transfer Date | Feb 01, 2013 |
| Prior Transfer Doc | 0004205005 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WASHOE NV |
| Recording Date | Jun 02, 2026 |
| Property Address | 470 ASWAN ST, SPARKS, NV 89441-0556 |
| Document Number | 0005626546 |
| Instrument Date | May 21, 2026 |
| Instrument | 20265626546 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES |
| Name | Verified Name |
|---|---|
| Address | 470 ASWAN ST, SPARKS, NV 89441-0556 |
| Document Number | 0005626546, |
|---|---|
| Date | Jun 02, 2026 |
| Instrument | 20265626546 |
| Name | MERCHANTS BANK OF CALIFORNIA |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 84 Months |
| Due | Jun 21, 2033 |
| Rate | 9.75% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WASHOE NV |
| Property Address | 470 ASWAN ST, SPARKS, NV 89441-0556 |
| Transaction Type | Mortgage |
| Record Updated | Jan 09, 2024 |
| Title Company | COVIUS SETTLEMENT SERVICES LLC, COVIUS SETTLEMENT SVCS LLC |
| Name | Verified Name |
|---|---|
| Address | 470 ASWAN ST, SPARKS, NV 89441-0556 |
| Document Number | 0005425790 |
|---|---|
| Date | Dec 20, 2023 |
| Instrument | 5425790 |
| Name | DEPARTMENT OF HOUSING & URBAN DEV |
|---|---|
| Type | Government Agency |
| Address | WASHINGTON, DC 20410 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 317 Months |
| Due | May 01, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WASHOE NV |
| Property Address | 470 ASWAN ST, SPARKS, NV 89441-0556 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0004719650 |
|---|---|
| Date | Jun 30, 2017 |
| Instrument | 4719650 |
| Name | GUILD MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Address | SAN DIEGO, CA 92111 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 01, 2047 |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | WASHOE NV |
| Recording Date | Apr 03, 2020 |
| Property Address | 470 ASWAN ST, SPARKS, NV 89441-0556 |
| Document Number | 0005016709 |
| Instrument Date | Apr 01, 2020 |
| Instrument | 5016709 |
| Transaction Type | Transfer |
| Record Updated | Feb 10, 2022 |
| Title Company | NORTH AMERICAN TITLE NV RENO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,422.70 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 470 ASWAN ST, 470, SPARKS, NV 89441-0556 |
| Name | Verified Name |
|---|---|
| Address | 5200 S LOS ALTOS PKWY APT 336, 336, SPARKS, NV 89436-7669 |
| Document Number | 0005016710 |
|---|---|
| Date | Apr 03, 2020 |
| Instrument | 5016710 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2050 |
| Document Number | 0005016711 |
|---|---|
| Date | Apr 03, 2020 |
| Instrument | 5016711 |
| Name | NEVADA RURAL HOUSING AUTHORITY |
|---|---|
| Type | Government Agency |
| Address | CARSON CITY, NV 89701 |
| Amount | Amount Recorded |
|---|
Source: Washoe County assessment roll as of December 10, 2025 · Last verified June 2026
| Type | Name |
|---|---|
| State | Nevada |
| County | Washoe County |
| Unified School District | Washoe County School District (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $74,959 (+0.02%) Land $40,810 Building $34,149 | ||
| 2025 | $1,274.00 (-26.61%) | $74,943 (+11.88%) Land $39,830 Building $35,113 | $214,123 (+11.88%) Land $113,800 Building $100,323 |
| 2023 | $1,736.00 | $66,985 Land $33,005 Building $33,980 | $191,387 (+29.1%) Land $94,300 Building $97,087 |
| 2021 | $148,251 Land $66,400 Building $81,851 |
Source: FEMA National Flood Hazard Layer, Washoe County (32031C), as of May 17, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 320310035182, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 3 in force |
| Wildfire Risk | Low lower than 80% of the US · lower than 91% of Nevada |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, 182 locations within half a mile, as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Net NV Fixed Wireless | 500 / 500 |
| Hot Spot Broadband Fixed Wireless | 100 / 50 |
| AT&T DSL | 100 / 20 |
May also be available: Verizon.
Source: EPA Safe Drinking Water Information System, water system NV0001086, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | GREAT BASIN WATER CO SPANISH SPRINGS private · serves 1,450 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2023 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | Nitrate resolved · Oct 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
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