47 Whipple Rd, Chepachet, RI 02814 Property Records

Glocester Town property record for 47 Whipple Rd, Chepachet, RI 02814

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 2,464 sqft · built 2000
Lot Size	4 acres (174,371 sqft)
Owner	2 Individual Names on File
Last Sale	$451,500 (Aug 2018)
Tax Bill	$8,335 (2025)
Deeds & Mortgages	May 2026 Mortgage Jun 2023 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`8-0619-50`

Property Details

APN / Parcel Number

Primary APN	`8-0619-50`
Alternative APN	`GLOC M:013 B:149`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,464 sqft Living Area
Gross Area	5,268 sqft
1st Floor Area	1,104 sqft
Basement Area	1,254 sqft
Unfinished Basement	1,254 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	174,371 sqft (4 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	8-0619-50
Street Address	47 WHIPPLE RD
City	CHEPACHET
State	RI
Zip	02814-1356
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	20
Legal Block	149
Jurisdiction	GLOCESTER RI
Township / Civil Division	GLOCESTER
Census Block Group	2
Census Block	2005
Census Tract	13102

Owner

47 Whipple Rd is owned and occupied by two individuals who bought it in August 2018.

Source: Glocester Town records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	47 WHIPPLE RD, CHEPACHET, RI 02814-1356
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 4, 2026	Deed of Trust, Mortgage RELIANCE FIRST CAPITAL
Jun 15, 2023	Deed of Trust, Mortgage · Second Mortgage (Down Payment) USA VETERANS ADMIN
Jun 6, 2023	Deed of Trust, Mortgage · VA Mortgage RELIANCE FIRST CAPITAL LLC
Dec 4, 2019	Deed of Trust, Mortgage · VA Mortgage HOMESTAR MORTAGE INC
Aug 30, 2018	Warranty Deed, Transfer · VA Mortgage HOMESTAR FINANCIAL CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 30, 2018 · Amount on File
Deed Sale	Aug 30, 2018 · Amount on File
Prior Sale	Feb 4, 2011 · Amount on File
Deed Document Number	201839372
Deed Book / Page	778 / 56
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GLOCESTER RI
Recording Date	May 4, 2026
Property Address	47 WHIPPLE RD, CHEPACHET, RI 02814-1356
Document Number	000988-236
Book / Page	988 / 236
Instrument Date	Apr 25, 2026
Instrument	202656932
Transaction Type	Mortgage
Record Updated	Jul 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	47 WHIPPLE RD, CHEPACHET, RI 02814-1356

Mortgage

Document Number	0000056932,
Date	May 4, 2026
Book Page	988/236
Instrument	202656932

Lender

Name	RELIANCE FIRST CAPITAL

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2056

Interest

Rate	6.38%
Max Rate	-1%

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GLOCESTER RI
Property Address	47 WHIPPLE RD, CHEPACHET, RI 02814-1356
Transaction Type	Mortgage
Record Updated	Jun 29, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000927-21
Date	Jun 15, 2023
Book Page	927/21
Instrument	51787

Lender

Name	USA VETERANS ADMIN

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount on Record
Term	349 Months
Due	Jul 1, 2052

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GLOCESTER RI
Property Address	47 WHIPPLE RD, CHEPACHET, RI 02814-1356
Transaction Type	Mortgage
Record Updated	Jun 15, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000926-205
Date	Jun 6, 2023
Book Page	926/205
Instrument	51742

Lender

Name	RELIANCE FIRST CAPITAL LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2053

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GLOCESTER RI
Property Address	47 WHIPPLE RD, CHEPACHET, RI 02814-1356
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	811-35
Date	Dec 4, 2019
Book Page	811/35
Instrument	42397

Lender

Name	HOMESTAR MORTAGE INC

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2050

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GLOCESTER RI
Recording Date	Aug 30, 2018
Property Address	47 WHIPPLE RD, CHEPACHET, RI 02814-1356
Document Number	778-56
Book / Page	778 / 56
Instrument	39372
Transaction Type	Transfer
Record Updated	Jun 4, 2021

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$77.93
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	7780059
Date	Aug 30, 2018
Instrument	00778/0059

Lender

Name	HOMESTAR FINANCIAL CORP
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 30, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 47 Whipple Rd was $8,335.

Source: Glocester Town assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Rhode Island
County Subdivision	Glocester Town
Secondary School District	Foster-Glocester Regional School District (06 - 12)
Elementary School District	Glocester Elementary School District (PK - 05)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,335.00	$584,500 Land $136,600 Building $447,900	$619,170
2023	$8,329.00 (+4.3%)	$584,500 (+36.79%) Land $136,600 Building $447,900
2022	$7,986.00	$427,300 Land $93,600 Building $333,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 47 Whipple Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2017.

Source: FEMA National Flood Hazard Layer, effective June 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2017)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 2017 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 47 Whipple Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 62% of Rhode Island
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 35
Verizon Fiber	980 / 880
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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