23 Whipple Rd, Chepachet, RI 02814 Property Records

North Smithfield Town property record for 23 Whipple Rd, Chepachet, RI 02814

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,010 sqft · built 2000
Lot Size	4 acres (174,371 sqft)
Owner	2 Individual Names on Record
Last Sale	$790,000 (Jun 2026)
Tax Bill	$7,787 (2025)
Deeds & Mortgages	Jun 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`16-0977-00`

Property Details

APN / Parcel Number

Primary APN	`16-0977-00`
Alternative APN	`GLOC M:013 B:150`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,010 sqft Living Area
Gross Area	4,369 sqft
1st Floor Area	1,040 sqft
Basement Area	1,040 sqft
Unfinished Basement	1,040 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	174,371 sqft (4 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	16-0977-00
Street Address	23 WHIPPLE RD
City	CHEPACHET
State	RI
Zip	02814-1356
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	20
Legal Block	150
Jurisdiction	GLOCESTER RI
Township / Civil Division	GLOCESTER
Census Block Group	2
Census Block	2005
Census Tract	13102

Owner

Source: North Smithfield Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	23 WHIPPLE RD, CHEPACHET, RI 02814-1356
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Person

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 22, 2026 · Amount on Record
Deed Sale	Jun 22, 2026 · Amount on Record
Prior Sale	Oct 4, 2004 · Amount on Record
Deed Document Number	202657279
Deed Book / Page	992 / 193
Record Updated	Oct 29, 2026

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GLOCESTER RI
Recording Date	Jun 22, 2026
Property Address	23 WHIPPLE RD, CHEPACHET, RI 02814-1356
Document Number	0000057279
Book / Page	992 / 193
Instrument Date	Jun 22, 2026
Instrument	202657279
Transaction Type	Transfer
Record Updated	Jul 7, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	23 WHIPPLE RD, CHEPACHET, RI 02814-1356

Mortgage

Date	Jun 22, 2026

Lender

Name	NAVIGANT CREDIT UNION

Agreement

Type	ARM
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	6.5%
Initial Type	Adjustable Rate
Type Change Date	Jul 1, 2033
Index	1-Month LIBOR
Margin	3
Max Rate	-1%

Tax Assessment & Valuation

Source: North Smithfield Town assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Rhode Island
County Subdivision	North Smithfield Town
Unified School District	North Smithfield School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,787.00 (+0.06%)	$546,100 (-) Land $136,600 Building $409,500	$727,586
2023	$7,782.00 (+12.26%)	$546,100 (+47.24%) Land $136,600 Building $409,500
2022	$6,932.00	$370,900 Land $93,600 Building $277,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2017)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 2017 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 62% of Rhode Island
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 38 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fiber	980 / 880