47 Vermont St, Springfield, MA 01108 Property Records

Hampden County and Springfield City property record for 47 Vermont St, Springfield, MA 01108

Property Summary

Property Type	Single Family Home
Details	5 bd · 1.5 ba · 1,997 sqft · built 1907
Lot Size	0.152 acres (6,634 sqft)
Owner	Individual Name on File
Last Sale	$242,000 (May 2021)
Tax Bill	$4,476 (2026)
Deeds & Mortgages	Mar 2026 Mortgage May 2021 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`SPRI S:11845 P:0039`

Property Details

APN / Parcel Number

Primary APN	`SPRI S:11845 P:0039`
Alternative APN	`118450039`

Interior

Bedrooms	5 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	1,997 sqft Living Area
1st Floor Area	794 sqft

Exterior

Year Built	Built 1907
Effective Year Built	Effective 1907
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Lot Area	6,634 sqft (0.152 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	118450039
Street Address	47 VERMONT ST
City	SPRINGFIELD
State	MA
Zip	01108-2165
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Jurisdiction	SPRINGFIELD MA
Township / Civil Division	SPRINGFIELD
Census Block Group	2
Census Block	2010
Census Tract	802300

Owner

47 Vermont St is owned and occupied by an individual who bought it in May 2021.

Source: Hampden County and Springfield City records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	47 VERMONT ST, SPRINGFIELD, MA 01108-2165
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 2, 2026	Deed of Trust, Mortgage SECRETARY HOUSING URBAN DEVELOPMENT
May 12, 2021	Warranty Deed, Transfer · FHA Mortgage CROSSCOUNTRY MORTGAGE INC
Sep 30, 2019	Warranty Deed, Transfer · Conventional with PMI METRO CU
Jul 15, 2019	Warranty Deed, Transfer · Stand-Alone First Mortgage RESIDENTIAL CAPITAL

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 12, 2021 · Amount on File
Deed Sale	May 12, 2021 · Amount on File
Prior Sale	Sep 30, 2019 · Amount on File
Deed Document Number	202132387
Deed Book / Page	23877 / 526
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPRINGFIELD MA
Property Address	47 VERMONT ST, SPRINGFIELD, MA 01108-2165
Transaction Type	Mortgage
Record Updated	Mar 25, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	026237-313
Date	Mar 2, 2026
Book Page	26237/313
Instrument	8970

Lender

Name	SECRETARY HOUSING URBAN DEVELOPMENT
Type	Government Agency

Agreement

Amount	Amount on Record
Term	301 Months
Due	Apr 1, 2051

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SPRINGFIELD MA
Recording Date	May 12, 2021
Property Address	47 VERMONT ST, SPRINGFIELD, MA 01108-2165
Document Number	23877-526
Book / Page	23877 / 526
Instrument Date	May 12, 2021
Instrument	32387
Transaction Type	Transfer
Record Updated	May 28, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	72 HILL ST, BROCKTON, MA 02302-3229

Mortgage

Document Number	32388
Date	May 12, 2021
Instrument	32388

Lender

Name	CROSSCOUNTRY MORTGAGE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SPRINGFIELD MA
Recording Date	Sep 30, 2019
Property Address	47 VERMONT ST, SPRINGFIELD, MA 01108-2165
Document Number	22880-145
Book / Page	022880 / 000145
Instrument Date	Sep 30, 2019
Instrument	56628
Transaction Type	Transfer
Record Updated	Oct 15, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$744.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	114 CHESTER ST #2 LAWRENCE MA 018432563, 2, LAWRENCE, MA 01843-2563

Mortgage

Document Number	22880-147
Date	Sep 30, 2019
Book Page	022880/000147
Instrument	56629

Lender

Name	METRO CU
Type	Credit Union

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Sep 29, 2049

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SPRINGFIELD MA
Recording Date	Jul 15, 2019
Property Address	47 VERMONT ST, SPRINGFIELD, MA 01108-2165
Document Number	22755-217
Book / Page	22755 / 217
Instrument Date	Jul 12, 2019
Instrument	38643
Transaction Type	Transfer
Record Updated	May 11, 2021

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1333 BOSTON RD, SPRINGFIELD, MA 01119-1325

Mortgage

Document Number	38644
Date	Jul 15, 2019
Instrument	38644

Lender

Name	RESIDENTIAL CAPITAL

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 47 Vermont St was $4,476, up 8% from the year before.

Source: Hampden County and Springfield City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
Municipality	Springfield City
Unified School District	Springfield School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,476.00 (+8.01%)	$289,500 (+9.53%) Land $31,200 Building $258,300	$266,454 (-32.25%)
2025	$4,144.00	$264,300 Land $31,200 Building $233,100	$393,300 (+15.38%)
2024			$340,860
2023	$3,874.00	$227,200 Land $28,400 Building $198,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 47 Vermont St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 7, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 47 Vermont St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPRINGFIELD WATER AND SEWER COMMISSION serves 169,170 people · EPA ID MA1281000
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	4 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids not recorded as resolved · Apr 2026 Total trihalomethanes not recorded as resolved · Oct 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 894 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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