20 Vermont St, Springfield, MA 01108 Property Records

Hampden County and Springfield City property record for 20 Vermont St, Springfield, MA 01108

Property Summary

Property Type	Duplex
Details	8 bd · 2 ba · 3,612 sqft · built 1909
Lot Size	0.189 acres (8,242 sqft)
Owner	Individual Name on File
Last Sale	$325,000 (Dec 2025)
Tax Bill	$5,007 (2025)
Deeds & Mortgages	Dec 2025 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`SPRI S:11845 P:0006`

Property Details

APN / Parcel Number

Primary APN	`SPRI S:11845 P:0006`
Alternative APN	`118450006`

Interior

Bedrooms	8 Beds
Full Baths	2 Baths
Total Rooms	14 Rooms
Units	2 Units
Stories	3 Stories
Building Area	3,612 sqft Living Area
1st Floor Area	1,269 sqft

Exterior

Year Built	Built 1909
Effective Year Built	Effective 1909
Architectural Style	Duplex Single
Exterior Material	Aluminum/Vinyl
Lot Area	8,242 sqft (0.189 acres)
Garage Type	Detached

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	118450006
Street Address	20 VERMONT ST
City	SPRINGFIELD
State	MA
Zip	01108-8144
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	R2
Jurisdiction	SPRINGFIELD MA
Township / Civil Division	SPRINGFIELD
Census Block Group	4
Census Block	4006
Census Tract	802300

Owner

20 Vermont St, a duplex, is owned by an individual who bought it in December 2025.

Source: Hampden County and Springfield City records, as of April 14, 2026

Owner of Record	Individual Name on File
Mailing Address	125 COLONY DR, EAST LONGMEADOW, MA 01028-1328
Owner Type	Individual
Vesting	Individual(s)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 22, 2025 · Amount on File
Deed Sale	Dec 22, 2025 · Amount on File
Prior Sale	Dec 13, 2013 · Amount on File
Deed Book / Page	26162 / 405
Prior Transfer Date	Dec 19, 2025
Prior Transfer Doc	026162-405
Record Updated	Oct 29, 2026

December 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SPRINGFIELD MA
Recording Date	Dec 22, 2025
Property Address	20 VERMONT ST, SPRINGFIELD, MA 01108-8144
Document Number	026162-405
Book / Page	26162 / 405
Instrument Date	Dec 19, 2025
Instrument	61993
Transaction Type	Transfer
Record Updated	Jan 14, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	125 COLONY DR, E LONGMEADOW, MA 01028-1328

Mortgage

Document Number	0000061994
Date	Dec 22, 2025
Instrument	61994

Lender

Name	OCMBC INC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	349 Months
Due	Jan 1, 2055

Tax Assessment & Valuation

The 2025 property tax bill for 20 Vermont St was $5,007.

Source: Hampden County and Springfield City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
Municipality	Springfield City
Unified School District	Springfield School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$5,007.00	$319,300 Land $31,700 Building $287,600
2023	$4,430.00	$259,800 Land $28,800 Building $231,000

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 20 Vermont St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 7, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 20 Vermont St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPRINGFIELD WATER AND SEWER COMMISSION serves 169,170 people · EPA ID MA1281000
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	4 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids not recorded as resolved · Apr 2026 Total trihalomethanes not recorded as resolved · Oct 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 894 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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