47 Tree Top Dr, Arden, NC 28704 Property Records

Buncombe County property record for 47 Tree Top Dr, Arden, NC 28704

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,556 sqft · built 1990
Lot Size	0.88 acres (38,333 sqft)
Owner	2 Company Names on Record
Last Sale	$469,000 (May 2004)
Tax Bill	$3,940 (2025)
Deeds & Mortgages	Sep 2023 Line of Credit Aug 2023 Transfer + 3 more
Flood Zone	Zone X (minimal risk)
APN	`746819-2020-202`

Property Details

APN / Parcel Number

Primary APN	`746819-2020-202`
Alternative APNs	`9654-93-7140-00000` `965416936065000` `008190164`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	3,556 sqft Living Area
Gross Area	4,744 sqft
1st Floor Area	876 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Architectural Style	Conventional
Exterior Material	Wood
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	38,333 sqft (0.88 acres)
Garage Type	Attached
Garage Area	864 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Screened Porch
Porch Area	40 sqft
Deck Area	270 sqft
Patio Area	594 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	746819-2020-202
Street Address	47 TREE TOP DR
City	ARDEN
State	NC
Zip	28704-3040
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	SUBDIV: GLEN COVE BLOCK: LOT: 10 SECTION: 5 PLAT: 0051-0095
Legal Subdivision	GLEN COVE
Legal Block	1
Legal Lot Number	10
Jurisdiction	BUNCOMBE NC
Township / Civil Division	LIMESTONE
Census Block Group	1
Census Block	1000
Census Tract	2205

Owner

Source: Buncombe County records, as of November 25, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	47 TREE TOP DR, ARDEN, NC 28704-3040
Owner Type	Company
Vesting	Life Tenant

Deeds, Mortgages & Sale History

Date	Document
Sep 29, 2023	Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU
Aug 9, 2023	Intrafamily Transfer, Transfer
Oct 10, 2023	Intrafamily Transfer, Transfer
Jun 3, 2022	Intrafamily Transfer, Transfer
Apr 28, 2021	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 28, 2004 · Amount on Record
Deed Sale	May 28, 2004 · Amount on Record
Deed Book / Page	3661 / 189
Last Transfer Date	Aug 9, 2023
Transfer Doc	0063561454
Record Updated	Sep 20, 2026

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUNCOMBE NC
Property Address	47 TREE TOP DR, ARDEN, NC 28704-3040
Transaction Type	Mortgage
Record Updated	Oct 11, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0063540838
Date	Sep 29, 2023
Book Page	6354/838

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	RALEIGH, NC 27611

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BUNCOMBE NC
Recording Date	Aug 9, 2023
Property Address	47 TREE TOP DR, ARDEN, NC 28704-3040
Document Number	0063410714
Book / Page	6341 / 714
Map Reference	MB 51 PG 95
Instrument Date	Aug 9, 2023
Transaction Type	Transfer
Record Updated	Aug 21, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	47 TREE TOP DR, ARDEN, NC 28704-3040

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	47 TREE TOP DR, ARDEN, NC 28704-3040

October 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BUNCOMBE NC
Recording Date	Oct 10, 2023
Property Address	47 TREE TOP DR, ARDEN, NC 28704-3040
Document Number	0063561454
Book / Page	6356 / 1454
Map Reference	MB 51 PG 95
Instrument Date	Aug 9, 2023
Transaction Type	Transfer
Record Updated	Oct 20, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	47 TREE TOP DR, ARDEN, NC 28704-3040

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	47 TREE TOP DR, ARDEN, NC 28704-3040

June 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BUNCOMBE NC
Recording Date	Jun 3, 2022
Property Address	47 TREE TOP DR, ARDEN, NC 28704-3040
Document Number	0062260306
Book / Page	6226 / 306
Map Reference	MB 51 PG 95
Instrument Date	Jun 2, 2022
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	47 TREE TOP DR, 47, ARDEN, NC 28704-3040

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	47 TREE TOP DR, ARDEN, NC 28704-3040

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUNCOMBE NC
Property Address	47 TREE TOP DR, ARDEN, NC 28704-3040
Transaction Type	Mortgage
Record Updated	May 10, 2021
Title Company	SERVICELINK EAST ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0060571080
Date	Apr 28, 2021
Book Page	6057/1080

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	May 1, 2036

Tax Assessment & Valuation

Source: Buncombe County assessment roll, as of September 22, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Buncombe County
Unified School District	Buncombe County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,940.00 (+4.7%)	$611,300 (-) Land $58,200 Building $553,100	$611,300 (-) Land $58,200 Building $553,100
2024	$3,763.00 (+3.29%)
2023	$3,643.00 (+1.7%)	$611,300 (-)	$611,300 (-) Land $58,200 Building $553,100
2022	$3,582.00	$611,300	$611,300 (-) Land $58,200 Building $553,100
2021			$611,300 Land $58,200 Building $553,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 9, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	4 (1980–2024)
Claims Outside the SFHA	1 of 4
Most Recent Claim	Sep 2024 · Tropical Storm Helene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ASHEVILLE serves 157,431 people · EPA ID NC0111010
Water Source	Surface water
Last State Inspection	Apr 2026
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Oct 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 43 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Tree Top Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures