41 Tree Top Dr, Arden, NC 28704 Property Records

Buncombe County property record for 41 Tree Top Dr, Arden, NC 28704

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 3,725 sqft · built 1988
Lot Size	0.79 acres (34,412 sqft)
Owner	Company Name on File
Last Sale	$546,000 (Aug 2019)
Tax Bill	$3,511 (2025)
Deeds & Mortgages	Aug 2022 Transfer Feb 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`661789-2020-202`

Property Details

APN / Parcel Number

Primary APN	`661789-2020-202`
Alternative APNs	`9654-93-7439-00000` `965416936453000` `008156790`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,725 sqft Living Area
Gross Area	5,175 sqft
1st Floor Area	2,211 sqft
Basement Area	1,388 sqft
Finished Basement	696 sqft
Unfinished Basement	692 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Architectural Style	Conventional
Exterior Material	Wood
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	34,412 sqft (0.79 acres)
Garage Type	Attached
Garage Area	506 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	800 sqft
Porch	Screened Porch
Porch Area	410 sqft
Patio Area	747 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	661789-2020-202
Street Address	41 TREE TOP DR
City	ARDEN
State	NC
Zip	28704-3040
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	SUBDIV: GLEN COVE BLOCK: LOT: 13 SECTION: 5 PLAT: 0051-0095
Legal Subdivision	GLEN COVE
Legal Block	1
Legal Lot Number	13
Jurisdiction	BUNCOMBE NC
Township / Civil Division	LIMESTONE
Census Block Group	1
Census Block	1000
Census Tract	2205

Owner

41 Tree Top Dr is owned by a company that bought it in August 2019.

Source: Buncombe County records, as of March 24, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on File
Mailing Address	41 TREE TOP DR, ARDEN, NC 28704-3040
Owner Type	Company
Vesting	Life Tenant

Deeds, Mortgages & Sale History

Date	Document
Aug 30, 2022	Intrafamily Transfer, Transfer
Feb 16, 2021	Deed of Trust, Mortgage · Conventional Mortgage MOVEMENT MORTGAGE
Aug 16, 2019	Warranty Deed, Transfer · Conventional Mortgage MOVEMENT MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 16, 2019 · Amount on File
Deed Sale	Aug 16, 2019 · Amount on File
Prior Sale	May 1, 2001 · Amount on File
Deed Book / Page	5801 / 1198
Record Updated	Oct 29, 2026

August 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BUNCOMBE NC
Recording Date	Aug 30, 2022
Property Address	41 TREE TOP DR, ARDEN, NC 28704-3040
Document Number	0062531345
Book / Page	6253 / 1345
Map Reference	MB 51 PG 95
Instrument Date	Aug 26, 2022
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	41 TREE TOP DR, 41, ARDEN, NC 28704-3040

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	41 TREE TOP DR, ARDEN, NC 28704-3040

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUNCOMBE NC
Property Address	41 TREE TOP DR, ARDEN, NC 28704-3040
Transaction Type	Mortgage
Record Updated	Oct 27, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0060210052
Date	Feb 16, 2021
Book Page	6021/52

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company
Address	FORT MILL, SC 29707

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2051

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BUNCOMBE NC
Recording Date	Aug 16, 2019
Property Address	41 TREE TOP DR, ARDEN, NC 28704-3040
Document Number	0058011198
Book / Page	5801 / 1198
Map Reference	MB 51 PG 95
Instrument Date	Aug 12, 2019
Transaction Type	Transfer
Record Updated	Oct 27, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,092.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	141 SALIGUGI WAY, 141, LOUDON, TN 37774-2518

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	41 TREE TOP DR, ARDEN, NC 28704-3040

Mortgage

Document Number	58011207
Date	Aug 16, 2019
Instrument	5801/1207

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 41 Tree Top Dr was $3,511, up 4.7% from the year before.

Source: Buncombe County assessment roll, as of September 22, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Buncombe County
Unified School District	Buncombe County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,511.00 (+4.71%)	$544,700 Land $57,300 Building $487,400	$544,700 Land $57,300 Building $487,400
2024	$3,353.00 (+3.3%)
2023	$3,246.00	$544,700	$544,700 Land $57,300 Building $487,400
2021			$544,700 Land $57,300 Building $487,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 41 Tree Top Dr in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1980.

Source: FEMA National Flood Hazard Layer, effective April 9, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	4 (1980–2024)
Claims Outside the SFHA	1 of 4
Most Recent Claim	Sep 2024 · Tropical Storm Helene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 41 Tree Top Dr is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ASHEVILLE serves 157,431 people · EPA ID NC0111010
Water Source	Surface water
Last State Inspection	Apr 2026
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Oct 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 201 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 50
AT&T DSL	100 / 20

Cell Coverage

4G LTE only, no 5G reported

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