Ulster County and Lloyd Town property record for 47 Toc Dr, Highland, NY 12528
| Property Type | Duplex |
|---|---|
| Details | 3 bd · 1.5 ba · 1,272 sqft · built 1985 |
| Lot Size | 0.15 acres (6,534 sqft) |
| Owner | Individual Name on File |
| Last Sale | $220,000 (Feb 2022) |
| Tax Bill | $6,217 (2025) |
| Deeds & Mortgages | Feb 2022 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 513200 87.307-4-9 |
| Primary APN | 513200 87.307-4-9 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,272 sqft Total Area |
| 1st Floor Area | 612 sqft |
| 2nd Floor Area | 660 sqft |
| Year Built | Built 1985 |
|---|---|
| Effective Year Built | Effective 1985 |
| Architectural Style | Other |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Raised |
| Lot Area | 6,534 sqft (0.15 acres) |
| Porch | Slab |
| Porch Area | 140 sqft |
| Heating Fuel | Electric |
|---|---|
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 132000.042 |
|---|---|
| Street Address | 47 TOC DR |
| City | HIGHLAND |
| State | NY |
| Zip | 12528-1517 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Local Zoning Code | PRD |
| Legal Block | 4 |
| Legal Lot Number | 9.000 |
| Jurisdiction | ULSTER NY |
| Township / Civil Division | LLOYD |
| Census Block Group | 3 |
| Census Block | 3004 |
| Census Tract | 953600 |
47 Toc Dr, a duplex, is owned and occupied by an individual who bought it in February 2022.
Source: Ulster County and Lloyd Town records, as of April 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 47 TOC DR, HIGHLAND, NY 12528-1517 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 2, 2022 · Amount on File |
| Deed Sale | Feb 2, 2022 · Amount on File |
| Prior Sale | Oct 26, 2005 · Amount on File |
| Deed Document Number | 20222157 |
| Deed Book / Page | 7001 / 349 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | ULSTER NY |
| Recording Date | Feb 2, 2022 |
| Property Address | 47 TOC DR, HIGHLAND, NY 12528-1517 |
| Document Number | 0000002157 |
| Book / Page | 7001 / 349 |
| Instrument Date | Jan 31, 2022 |
| Instrument | 2022-2157 |
| Transaction Type | Transfer |
| Record Updated | Feb 22, 2022 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 729 NEW PALT 3 RD, HIGHLAND, NY 12528 |
| Document Number | 0000002158 |
|---|---|
| Date | Feb 2, 2022 |
| Instrument | 2022-2158 |
| Name | PRIME LENDING INC |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
The 2025 property tax bill for 47 Toc Dr was $6,217.
Source: Ulster County and Lloyd Town assessment roll, as of April 20, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Ulster County |
| County Subdivision | Lloyd Town |
| Unified School District | Highland Central School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,217.00 | $160,000 Land $24,500 Building $135,500 | $269,997 Land $41,343 Building $228,654 |
| 2023 | $160,000 Land $24,500 Building $135,500 | $225,352 Land $34,507 Building $190,845 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 47 Toc Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective April 5, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 2 (2007–2011) |
| Most Recent Claim | Aug 2011 · Hurricane Irene |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 47 Toc Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HIGHLAND WATER DISTRICT serves 4,000 people · EPA ID NY5503368 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2025 |
| Lead | 6 ppb (2025–2027) action level 15 ppb |
| Water Quality | Total trihalomethanes not recorded as resolved · Jan 2026 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 155 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Cable · Fiber in parts of the area | 940 / 35 |
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