Ulster County and Lloyd Town property record for 40 Toc Dr, Highland, NY 12528
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,690 sqft · built 1990 |
| Lot Size | 0.36 acres (15,682 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $116,900 (Jan 1999) |
| Tax Bill | $8,156 (2025) |
| Deeds & Mortgages | Mar 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 103434.000 |
| Primary APN | 103434.000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,690 sqft Living Area |
| 1st Floor Area | 1,186 sqft |
| Basement Area | 504 sqft |
| Finished Basement | 504 sqft |
| Year Built | Built 1990 |
|---|---|
| Effective Year Built | Effective 1990 |
| Architectural Style | Raised Ranch |
| Exterior Material | Wood |
| Lot Area | 15,682 sqft (0.36 acres) |
| Garage Type | Basement |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 105 sqft |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 103434.000 |
|---|---|
| Street Address | 40 TOC DR |
| City | HIGHLAND |
| State | NY |
| Zip | 12528-1506 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | LI |
| Legal Block | 11 |
| Legal Lot Number | 4.100 |
| Jurisdiction | ULSTER NY |
| Township / Civil Division | LLOYD |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 953600 |
Source: Ulster County and Lloyd Town records, as of April 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 40 TOC DR, HIGHLAND, NY 12528-1506 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 27, 1999 · Amount on Record |
| Deed Sale | Jan 27, 1999 · Amount on Record |
| Prior Sale | Mar 19, 1997 · Amount on Record |
| Deed Book / Page | 2882 / 306 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ULSTER NY |
| Property Address | 40 TOC DR, HIGHLAND, NY 12528-1506 |
| Document Number | 0000004465 |
| Instrument Date | Mar 26, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Apr 16, 2018 |
| Title Company | FREER ABSTRACT |
| Name | Verified Name |
|---|---|
| Address | 40 TOC DR HIGHLAND NY 125281506, HIGHLAND, NY 12528-1506 |
| Document Number | 0000004465 |
|---|---|
| Date | Apr 2, 2018 |
| Book Page | 011533/000034 |
| Instrument | 4465 |
| Name | CITIZENS BK NA |
|---|---|
| Address | PROVIDENCE, RI 02903 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 1, 2048 |
Source: Ulster County and Lloyd Town assessment roll, as of April 20, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Ulster County |
| County Subdivision | Lloyd Town |
| Unified School District | Highland Central School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $8,156.00 | $209,900 (-) Land $74,600 Building $135,300 | $354,202 (+19.81%) Land $125,886 Building $228,316 |
| 2023 | $209,900 Land $74,600 Building $135,300 | $295,634 Land $105,070 Building $190,564 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 5, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 2 (2007–2011) |
| Most Recent Claim | Aug 2011 · Hurricane Irene |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HIGHLAND WATER DISTRICT serves 4,000 people · EPA ID NY5503368 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2025 |
| Lead | 6 ppb (2025–2027) action level 15 ppb |
| Water Quality | Total trihalomethanes not recorded as resolved · Jan 2026 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 328 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Cable · Fiber in parts of the area | 940 / 35 |
May also be available: T-Mobile, Verizon.
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