47 Summit Ave, Cedar Grove, NJ 07009 Property Records

Essex County and Cedar Grove Township property record for 47 Summit Ave, Cedar Grove, NJ 07009

Property Summary

Property TypeSingle Family Home
Details2,518 sqft · built 1907
Lot Size0.33 acres (14,379 sqft)
OwnerIndividual Name on Record
Last Sale$490,000 (Oct 2019)
Tax Bill$13,231 (2025)
Deeds & MortgagesAug 2023 Mortgage
Oct 2020 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN04-00124-0000-00037

Property Details

APN / Parcel Number

Primary APN04-00124-0000-00037
Alternative APN
  • 040012400037

Interior

Stories2 Stories
Building Area2,518 sqft Living Area

Exterior

Year BuiltBuilt 1907
Effective Year BuiltEffective 1907
Construction TypeFrame
Lot Area14,379 sqft (0.33 acres)
Lot Dimensions149 ft deep x 5 ft wide
Garage TypeDetached

Location & Zoning

Old Parcel Number040012400037
Street Address47 SUMMIT AVE
CityCEDAR GROVE
StateNJ
Zip07009-1923
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description96.5X149+4X149TR IRR
Legal Block124
Legal Lot Number37
JurisdictionESSEX NJ
Township / Civil DivisionCEDAR GROVE
Census Block Group5
Census Block5004
Census Tract21400

Owner

Source: Essex County and Cedar Grove Township records, as of July 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address47 SUMMIT AVE, CEDAR GROVE, NJ 07009-1923
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 22, 2023Deed of Trust, Mortgage · FHA Mortgage
NATIONSTAR MORTGAGE LLC
Oct 15, 2020Deed of Trust, Mortgage · FHA Mortgage
NATIONSTAR MORTGAGE LLC
Oct 22, 2019Deed, Transfer · FHA Mortgage
AMERICAN FINANCIAL RESOURCES INC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 22, 2019 · Amount on Record
Deed SaleOct 22, 2019 · Amount on Record
Prior SaleApr 24, 2007 · Amount on Record
Deed Document Number2019100349
Prior Transfer DateOct 3, 2019
Prior Transfer Doc0000100349
Record UpdatedOct 29, 2026

August 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionESSEX NJ
Property Address47 SUMMIT AVE, CEDAR GROVE, NJ 07009-1923
Transaction TypeMortgage
Record UpdatedOct 2, 2023
Title CompanyCOVIUS SETTLEMENT SERVICES LLC, COVIUS SETTLEMENT SVCS LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address47 SUMMIT AVE, CEDAR GROVE, NJ 07009-1923

Mortgage

Document Number0000050663
DateAug 22, 2023
Instrument2023050663
Lender
NameNATIONSTAR MORTGAGE LLC
TypeMortgage Company
AddressCOPPELL, TX 75019
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term479 Months
DueJul 1, 2063

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionESSEX NJ
Property Address47 SUMMIT AVE, CEDAR GROVE, NJ 07009-1923
Transaction TypeMortgage
Record UpdatedAug 18, 2022
Title CompanyCOVIUS SETTLEMENT SVCS LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address47 SUMMIT AVE, CEDAR GROVE, NJ 07009-1923

Mortgage

Document Number0000101397
DateOct 15, 2020
Instrument2020101397
Lender
NameNATIONSTAR MORTGAGE LLC
TypeMortgage Company
AddressCOPPELL, TX 75019
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term349 Months
DueNov 1, 2049

October 2019: Deed, Transfer

Document TypeDeed
JurisdictionESSEX NJ
Recording DateOct 22, 2019
Property Address47 SUMMIT AVE, CEDAR GROVE, NJ 07009-1923
Document Number0000100349
Instrument DateOct 3, 2019
Instrument2019100349
Transaction TypeTransfer
Record UpdatedAug 18, 2022

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address47 SUMMIT AVE, CEDAR GROVE, NJ 07009-1923

Mortgage

Document Number0000100353
DateOct 22, 2019
Instrument2019100353
Lender
NameAMERICAN FINANCIAL RESOURCES INC
TypeFunding / Finance Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded

Mortgage

Document Number0000100349
DateOct 22, 2019
Instrument2019100349
Lender
NameAMERICAN FINANCIAL RESOURCES INC
TypeFunding / Finance Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueNov 1, 2049

Tax Assessment & Valuation

Source: Essex County and Cedar Grove Township assessment roll, as of July 2, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyEssex County
County SubdivisionCedar Grove Township
Unified School DistrictCedar Grove Township School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$691,200 (+40.37%) Land $380,100 Building $311,100$691,200 (+40.37%) Land $380,100 Building $311,100
2025$13,231.00 (+2.8%)$492,400 (-) Land $260,400 Building $232,000$492,400 (-) Land $260,400 Building $232,000
2024$12,871.00 (+1.95%)
2023$492,400 Land $260,400 Building $232,000$492,400 Land $260,400 Building $232,000
2022$12,625.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies5 in force
Nearby Flood Claims5 (1994–2021)
Claims Outside the SFHA1 of 5
Most Recent ClaimSep 2021 · Remnants Of Hurricane Ida
Claims by Event
  • Remnants Of Hurricane Ida, Sep 2021 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 95% of the US · lower than 87% of New Jersey
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCEDAR GROVE WATER DEPT
serves 12,900 people · EPA ID NJ0704001
Water SourcePurchased surface water from several systems
Last State InspectionOct 2025
LeadUnder 1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureCorrosion control
Jul 2024
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 359 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable
8,000 / 8,000
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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