Essex County and Cedar Grove Township property record for 40 Summit Ave, Cedar Grove, NJ 07009
| Property Type | Single Family Home |
|---|---|
| Details | 2,428 sqft · built 1938 |
| Lot Size | 0.37 acres (16,104 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $16,041 (2025) |
| Deeds & Mortgages | May 2021 Line of Credit Feb 2020 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 04-00123-0000-00033 |
| Primary APN | 04-00123-0000-00033 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 2,428 sqft Living Area |
| Year Built | Built 1938 |
|---|---|
| Effective Year Built | Effective 1938 |
| Construction Type | Frame |
| Lot Area | 16,104 sqft (0.37 acres) |
| Lot Dimensions | 166 ft deep x 97 ft wide |
| Garage Type | Detached |
| Old Parcel Number | 040012300033 |
|---|---|
| Street Address | 40 SUMMIT AVE |
| City | CEDAR GROVE |
| State | NJ |
| Zip | 07009-1924 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 97X166 |
| Legal Block | 123 |
| Legal Lot Number | 33 |
| Jurisdiction | ESSEX NJ |
| Township / Civil Division | CEDAR GROVE |
| Census Block Group | 5 |
| Census Block | 5005 |
| Census Tract | 21400 |
Source: Essex County and Cedar Grove Township records · APN 04-00123-0000-00033
Assessment roll updated July 2, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 40 SUMMIT AVE, CEDAR GROVE, NJ 07009-1924 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 14, 2021 | Deed of Trust, Mortgage · Line of Credit VAST BANK NA |
| Feb 28, 2020 | Deed of Trust, Mortgage · Line of Credit VALLEY NAT'L BK |
| Jun 09, 2017 | Deed of Trust, Mortgage · Line of Credit VALLEY NAT'L BK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 20, 1991 |
| Deed Sale | Jun 20, 1991 |
| Deed Book / Page | 5172 / 278 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ESSEX NJ |
| Property Address | 40 SUMMIT AVE, CEDAR GROVE, NJ 07009-1924 |
| Transaction Type | Mortgage |
| Record Updated | Jun 09, 2021 |
| Title Company | FIDELITY NATIONAL TITLE |
| Name | Verified Name |
|---|---|
| Address | 40 SUMMIT AVE, CEDAR GROVE, NJ 07009-1924 |
| Document Number | 2021061483 |
|---|---|
| Date | May 14, 2021 |
| Instrument | 2021061483 |
| Name | VAST BANK NA |
|---|---|
| Type | Bank |
| Address | WAYNE, NJ 07470 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ESSEX NJ |
| Property Address | 40 SUMMIT AVE, CEDAR GROVE, NJ 07009-1924 |
| Document Number | 0000031219 |
| Instrument Date | Feb 28, 2020 |
| Transaction Type | Mortgage |
| Record Updated | May 04, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Address | 40 SUMMIT AVENUE CEDAR GRV CEDAR GROVE NJ 07009, CEDAR GROVE, NJ 07009 |
| Document Number | 0000031219 |
|---|---|
| Date | Mar 20, 2020 |
| Instrument | 31219 |
| Name | VALLEY NAT'L BK |
|---|---|
| Type | Bank |
| Address | WAYNE, NJ 07470 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ESSEX NJ |
| Property Address | 40 SUMMIT AVE, CEDAR GROVE, NJ 07009-1924 |
| Document Number | 0000054921 |
| Instrument Date | Jun 09, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 28, 2018 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Address | 40 SUMMIT AVE CEDAR GROVE NJ 070091924, CEDAR GROVE, NJ 07009-1924 |
| Document Number | 0000054921 |
|---|---|
| Date | Jun 26, 2017 |
| Instrument | 54921 |
| Name | VALLEY NAT'L BK |
|---|---|
| Type | Bank |
| Address | WAYNE, NJ 07470 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: Essex County and Cedar Grove Township records · Assessment roll updated July 2, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Essex County |
| County Subdivision | Cedar Grove Township |
| Unified School District | Cedar Grove Township School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $947,900 (+58.78%) Land $384,300 Building $563,600 | $947,900 (+58.78%) Land $384,300 Building $563,600 | |
| 2025 | $16,041.00 (+2.79%) | $597,000 (-) Land $265,200 Building $331,800 | $597,000 (-) Land $265,200 Building $331,800 |
| 2024 | $15,605.00 (+1.95%) | ||
| 2023 | $597,000 Land $265,200 Building $331,800 | $597,000 Land $265,200 Building $331,800 | |
| 2022 | $15,307.00 |
Source: FEMA National Flood Hazard Layer, Essex County (34013C), as of September 24, 2020 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 340130214005, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 5 (1994–2021) |
| Claims Outside the SFHA | 1 of 5 |
| Most Recent Claim | Sep 2021 · Remnants Of Hurricane Ida |
| Claims by Event |
|
| Wildfire Risk | Low lower than 95% of the US · lower than 87% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Communications Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Based on FCC filings for 359 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System, water system NJ0704001, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CEDAR GROVE WATER DEPT serves 12,900 people |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2024 |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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