33 Spinnaker Point Rd, Oriental, NC 28571 Property Records

Pamlico County property record for 33 Spinnaker Point Rd, Oriental, NC 28571

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 2,157 sqft · built 1987
Lot Size	0.726 acres (31,625 sqft)
Owner	Individual Name on File
Last Sale	$220,000 (Nov 2017)
Tax Bill	$1,963 (2023)
Deeds & Mortgages	Mar 2022 Line of Credit Nov 2017 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`I081-16-8`

Property Details

APN / Parcel Number

Primary APN	`I081-16-8`
Alternative APNs	`6487667538000` `32720`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,157 sqft Finished Area
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Exterior Material	Wood
Construction Type	Concrete
Foundation Type	Block
Roof Material	Composition Shingle
Lot Area	31,625 sqft (0.726 acres)
Garage Type	Attached
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	107 sqft
Deck Area	784 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	32720
Street Address	33 SPINNAKER POINT RD
City	ORIENTAL
State	NC
Zip	28571-9599
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 8 SPINNAKER POINT PCA 22-3 0000722 6487667538000
Legal Lot Number	8
Jurisdiction	PAMLICO NC
Township / Civil Division	2
Census Block Group	3
Census Block	3011
Census Tract	950203

Owner

33 Spinnaker Point Rd is owned by an individual who bought it in November 2017.

Source: Pamlico County records, as of August 21, 2023

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	PO BOX 1662, CLAYTON, NC 27528-1662
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 14, 2022	Deed of Trust, Mortgage · Line of Credit KS BANK INC
Nov 8, 2017	Warranty Deed, Transfer · ARM STATE EMPLOYEES CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 8, 2017 · Amount on File
Deed Sale	Nov 8, 2017 · Amount on File
Deed Document Number	0000631664
Deed Book / Page	631 / 664
Record Updated	Jun 7, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PAMLICO NC
Property Address	33 SPINNAKER POINT RD, ORIENTAL, NC 28571-9599
Transaction Type	Mortgage
Record Updated	Mar 24, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000696/532
Date	Mar 14, 2022
Book Page	696/532

Lender

Name	KS BANK INC
Type	Bank
Address	SMITHFIELD, NC 27577

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Mar 1, 2042

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PAMLICO NC
Recording Date	Nov 8, 2017
Property Address	33 SPINNAKER POINT RD, ORIENTAL, NC 28571-9599
Document Number	631/664
Book / Page	631 / 664
Instrument Date	Nov 2, 2017
Transaction Type	Transfer
Record Updated	Sep 7, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$440.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7517 TALBRYN WAY, CHAPEL HILL, NC 27516-7860

Mortgage

Document Number	631/668
Date	Nov 8, 2017
Book Page	631/668

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	RALEIGH, NC 27611

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	4.12%
Adjustable	Adjustable Rate Rider
Change Frequency	5 Years
Min Rate At Change	3.75%
Max Rate At Change	6%
Index	5-Year CMT
Margin	2
Max Rate	6%

Tax Assessment & Valuation

Source: Pamlico County assessment roll, as of January 1, 2023

Property Jurisdictions

Type	Name
State	North Carolina
County	Pamlico County
Unified School District	Pamlico County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$1,963.00	$299,805 Land $82,981 Building $216,824	$299,805 Land $82,981 Building $216,824

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 33 Spinnaker Point Rd in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective March 10, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	6.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 167 individual policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	218 units insured incl. 51 condo units
Nearby Flood Claims	130 (1999–2025)
Claims Outside the SFHA	50 of 130
Most Recent Claim	Oct 2025 · river or lake flooding
Claims by Event	Hurricane Florence, Sep 2018 · 74 claims Hurricane Irene, Aug 2011 · 32 claims Hurricane Isabel, Sep 2003 · 17 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 33 Spinnaker Point Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PAMLICO COUNTY WATER serves 19,665 people · EPA ID NC0469025
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	10 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 32 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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