47 Speen St, Natick, MA 01760 Property Records

Middlesex County and Natick Town property record for 47 Speen St, Natick, MA 01760

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,750 sqft · built 1950
Lot Size	0.421 acres (18,343 sqft)
Owner	2 Individual Names on Record
Last Sale	$295,000 (Mar 2000)
Tax Bill	$12,147 (2025)
Deeds & Mortgages	Sep 2025 Line of Credit Nov 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`49-00000153`

Property Details

APN / Parcel Number

Primary APN	`49-00000153`
Alternative APN	`NATI M:00000049 P:00000153`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	11 Rooms
Stories	2 Stories
Building Area	3,750 sqft Living Area
1st Floor Area	1,214 sqft
Basement Area	384 sqft
Unfinished Basement	384 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1950
Effective Year Built	Effective 2004
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Lot Area	18,343 sqft (0.421 acres)
Garage Type	Attached
Parking Spaces	1 Parking Space
Pool Type	In-Ground Pool
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	49-00000153
Street Address	47 SPEEN ST
City	NATICK
State	MA
Zip	01760-4114
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSA
Jurisdiction	NATICK MA
Township / Civil Division	NATICK
Census Block Group	2
Census Block	2011
Census Tract	382400

Owner

Source: Middlesex County and Natick Town records, as of April 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	47 SPEEN ST, NATICK, MA 01760-4114
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 29, 2025	Deed of Trust, Mortgage · Line of Credit SPRING EQ LLC
Nov 2, 2020	Deed of Trust, Mortgage · Conventional Mortgage GUARANTY HM MTG CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 24, 2000 · Amount on Record
Deed Sale	Mar 24, 2000 · Amount on Record
Record Updated	Jun 8, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NATICK MA
Property Address	47 SPEEN ST, NATICK, MA 01760-4114
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001985837
Date	Sep 29, 2025
Instrument	1985837

Lender

Name	SPRING EQ LLC

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2055

Interest

Rate Type	Adjustable Rate

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NATICK MA
Property Address	47 SPEEN ST, NATICK, MA 01760-4114
Document Number	0001860460
Instrument Date	Nov 2, 2020
Transaction Type	Mortgage
Record Updated	Dec 3, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	47 SPEEN ST ST NATICK MA 01760, NATICK, MA 01760

Mortgage

Document Number	0001860460
Date	Nov 13, 2020
Instrument	1860460

Lender

Name	GUARANTY HM MTG CORP

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 12, 2050

Tax Assessment & Valuation

Source: Middlesex County and Natick Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Natick Town
Unified School District	Natick School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$12,147.00 (+4.53%)	$1,015,600 (+7.14%) Land $398,500 Building $617,100	$1,227,020
2024	$11,621.00 (-0.73%)	$947,900 (+2.35%) Land $375,000 Building $572,900
2023	$11,706.00	$926,100 Land $359,500 Building $566,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	1 (2024)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jan 2024 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NATICK WATER AND SEWER DIVISION serves 37,006 people · EPA ID MA3198000
Water Source	Groundwater
Last State Inspection	Aug 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 234 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fiber	980 / 880
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Astound Broadband.

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