41 Speen St, Natick, MA 01760 Property Records

Middlesex County and Natick Town property record for 41 Speen St, Natick, MA 01760

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,120 sqft · built 1920
Lot Size0.318 acres (13,852 sqft)
Owner2 Individual Names on Record
Last Sale$340,000 (Aug 2012)
Tax Bill$6,516 (2025)
Deeds & MortgagesFeb 2023 Line of Credit
Flood ZoneZone X (moderate risk)
APN49-0000158B

Property Details

APN / Parcel Number

Primary APN49-0000158B
Alternative APN
  • NATI M:00000049 P:0000158B

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories2 Stories
Building Area1,120 sqft Living Area
1st Floor Area567 sqft
Basement Area567 sqft
Unfinished Basement567 sqft

Exterior

Year BuiltBuilt 1920
Effective Year BuiltEffective 2005
Architectural StyleOther
Exterior MaterialAluminum/Vinyl
Lot Area13,852 sqft (0.318 acres)
Deck AreaDeck Area

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelOil

Location & Zoning

Account Number49-0000158B
Street Address41 SPEEN ST
CityNATICK
StateMA
Zip01760-4114
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRSA
Legal SubdivisionPLAN 3134E
JurisdictionNATICK MA
Township / Civil DivisionNATICK
Census Block Group2
Census Block2011
Census Tract382400

Owner

Source: Middlesex County and Natick Town records, as of April 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address41 SPEEN ST, NATICK, MA 01760-4114
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 28, 2012 · Amount on Record
Deed SaleAug 28, 2012 · Amount on Record
Prior SaleFeb 15, 2005 · Amount on Record
Deed Book / Page1313 / 126
Record UpdatedOct 29, 2026

February 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNATICK MA
Property Address41 SPEEN ST, NATICK, MA 01760-4114
Transaction TypeMortgage
Record UpdatedApr 2, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
InvestorPossibly a Property Investor

Mortgage

Document Number0001932412
DateFeb 17, 2023
Instrument1932412
Lender
NameCITIZENS BANK
TypeBank
Agreement
TypeLine of Credit
AmountAmount Recorded
Term301 Months
DueMar 1, 2048
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Middlesex County and Natick Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyMiddlesex County
County SubdivisionNatick Town
Unified School DistrictNatick School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$6,516.00 (+3.72%)$544,800 (+6.32%) Land $389,900 Building $154,900$665,380
2024$6,282.00 (-9.85%)$512,400 (-7.06%) Land $366,900 Building $145,500
2023$6,968.00$551,300 Land $352,500 Building $198,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies5 in force
Nearby Flood Claims1 (2024)
Claims Outside the SFHA1 of 1
Most Recent ClaimJan 2024 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNATICK WATER AND SEWER DIVISION
serves 37,006 people · EPA ID MA3198000
Water SourceGroundwater
Last State InspectionAug 2023
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 234 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 2,000
Verizon
Fiber
980 / 880
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

May also be available: Astound Broadband.

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