Westchester County and New Castle Town property record for 47 Saddle Ridge Rd, Ossining, NY 10562
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,453 sqft · built 1965 |
| Lot Size | 1 acres (43,560 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $567,000 (Aug 2018) |
| Tax Bill | $19,569 (2026) |
| Deeds & Mortgages | Sep 2020 Mortgage Sep 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 553600 91.11-1-6 |
| Primary APN | 553600 91.11-1-6 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,453 sqft Living Area |
| 1st Floor Area | 1,305 sqft |
| 2nd Floor Area | 1,148 sqft |
| Year Built | Built 1965 |
|---|---|
| Effective Year Built | Effective 1965 |
| Architectural Style | Colonial |
| Exterior Material | Wood |
| Lot Area | 43,560 sqft (1 acres) |
| Garage Type | Mixed |
| Garage Area | 1,288 sqft |
| Parking Spaces | 6 Parking Spaces |
| Porch | Porch |
| Porch Area | 192 sqft |
| Patio Area | 255 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Oil |
| Water Source | Commercial |
| Account Number | 2856000 |
|---|---|
| Street Address | 47 SADDLE RIDGE RD |
| City | OSSINING |
| State | NY |
| Zip | 10562-3004 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1A |
| Legal Subdivision | HANOTAK REALTY CORP |
| Legal Block | 1 |
| Legal Lot Number | 6.000 |
| Jurisdiction | WESTCHESTER NY |
| Township / Civil Division | NEW CASTLE |
| Census Block Group | 2 |
| Census Block | 2042 |
| Census Tract | 13103 |
47 Saddle Ridge Rd is owned and occupied by two individuals who bought it in August 2018.
Source: Westchester County and New Castle Town records, as of October 21, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 47 SADDLE RIDGE RD, OSSINING, NY 10562-3004 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 28, 2020 | Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA NA |
| Sep 28, 2020 | Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA NA |
| Aug 2, 2018 | Grant Deed, Transfer · Conventional Mortgage BANK OF AMERICA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 2, 2018 · Amount on File |
| Deed Sale | Aug 2, 2018 · Amount on File |
| Deed Document Number | 2018581583124 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTCHESTER NY |
| Property Address | 47 SADDLE RIDGE RD, OSSINING, NY 10562-3004 |
| Transaction Type | Mortgage |
| Record Updated | Feb 7, 2021 |
| Title Company | EQUITY SETTLEMENT SVCS INC |
| Name | Verified Name |
|---|
| Document Number | 0602723270 |
|---|---|
| Date | Sep 28, 2020 |
| Instrument | 602723270 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 179 Months |
| Due | Aug 1, 2035 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTCHESTER NY |
| Property Address | 47 SADDLE RIDGE RD, OSSINING, NY 10562-3004 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | EQUITY SETTLEMENT SVCS INC |
| Name | Verified Name |
|---|
| Document Number | 0602723269 |
|---|---|
| Date | Sep 28, 2020 |
| Instrument | 602723269 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 179 Months |
| Due | Aug 1, 2035 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | WESTCHESTER NY |
| Recording Date | Aug 2, 2018 |
| Property Address | 47 SADDLE RIDGE RD, OSSINING, NY 10562-3004 |
| Document Number | 0581583124 |
| Book / Page | 058158 / 003124 |
| Instrument Date | Jul 20, 2018 |
| Transaction Type | Transfer |
| Record Updated | Sep 5, 2018 |
| Title Company | PRO NATIONAL TITLE AGENCY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,268.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 61 E 95TH ST #16 NEW YORK NY 101280767, 16, NEW YORK, NY 10128-0767 |
| Document Number | 582113462 |
|---|---|
| Date | Aug 2, 2018 |
| Book Page | 058211/003462 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 1, 2048 |
The 2026 property tax bill for 47 Saddle Ridge Rd was $19,569, up 17.1% from the year before.
Source: Westchester County and New Castle Town assessment roll, as of May 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Westchester County |
| County Subdivision | New Castle Town |
| Unified School District | Ossining Union Free School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $19,569.00 (+17.06%) | ||
| 2025 | $16,717.00 | $103,900 (-) Land $34,400 Building $69,500 | $744,803 (+0.86%) Land $246,595 Building $498,208 |
| 2024 | $103,900 (-) Land $34,400 Building $69,500 | $738,451 (+5.19%) Land $244,492 Building $493,959 | |
| 2023 | $103,900 Land $34,400 Building $69,500 | $702,027 Land $232,432 Building $469,595 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 47 Saddle Ridge Rd in Zone X, an area of minimal flood risk, though there have been 10 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 10 policies |
| Nearby Flood Policies | 10 in force |
| Nearby Flood Claims | 10 (1979–2021) |
| Claims Outside the SFHA | 9 of 10 |
| Most Recent Claim | Sep 2021 · Remnants Of Hurricane Ida |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 47 Saddle Ridge Rd is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NEW CASTLE/STANWOOD W.D. serves 17,116 people · EPA ID NY5903442 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Nov 2025 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 75 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber | 2,300 / 2,300 |
| T-Mobile Fixed Wireless | 100 / 20 |
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