35 Saddle Ridge Rd, Ossining, NY 10562 Property Records

Westchester County and New Castle Town property record for 35 Saddle Ridge Rd, Ossining, NY 10562

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,220 sqft · built 1966
Lot Size	1 acres (43,560 sqft)
Owner	2 Individual Names on File
Last Sale	$513,500 (Jul 2012)
Tax Bill	$16,315 (2026)
Deeds & Mortgages	Jul 2018 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`553600 91.11-1-9`

Property Details

APN / Parcel Number

Primary APN	`553600 91.11-1-9`
Alternative APNs	`360009101100010090000000` `2853000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,220 sqft Living Area
1st Floor Area	1,240 sqft
2nd Floor Area	980 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1966
Effective Year Built	Effective 1966
Architectural Style	Colonial
Exterior Material	Wood
Lot Area	43,560 sqft (1 acres)
Garage Type	Attached
Garage Area	880 sqft
Parking Spaces	3 Parking Spaces
Porch	Slab
Porch Area	490 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil
Water Source	Commercial

Location & Zoning

Account Number	2853000
Street Address	35 SADDLE RIDGE RD
City	OSSINING
State	NY
Zip	10562-3004
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1A
Legal Subdivision	HANOTAK REALTY CORP
Legal Block	1
Legal Lot Number	9.000
Jurisdiction	WESTCHESTER NY
Township / Civil Division	NEW CASTLE
Census Block Group	2
Census Block	2042
Census Tract	13103

Owner

35 Saddle Ridge Rd is owned and occupied by two individuals who acquired it in May 2020.

Source: Westchester County and New Castle Town records, as of October 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	35 SADDLE RIDGE RD, OSSINING, NY 10562-3004
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 31, 2012 · Amount on File
Deed Sale	Jul 31, 2012 · Amount on File
Prior Sale	Feb 19, 1999 · Amount on File
Deed Document Number	2012522013420
Last Transfer Date	May 8, 2020
Transfer Doc	0000003505
Record Updated	Oct 29, 2026

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTCHESTER NY
Property Address	35 SADDLE RIDGE RD, OSSINING, NY 10562-3004
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0582083523
Date	Jul 30, 2018
Instrument	582083523

Lender

Name	WEBSTER BANK NA
Type	Bank
Address	WATERBURY, CT 06702

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jul 9, 2048

Interest

Rate	4.74%

Tax Assessment & Valuation

The 2026 property tax bill for 35 Saddle Ridge Rd was $16,315 with a homeowner's exemption, down 12.9% from the year before.

Source: Westchester County and New Castle Town assessment roll, as of May 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Westchester County
County Subdivision	New Castle Town
Unified School District	Ossining Union Free School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$16,315.00 (-12.88%) Homeowner's exemption
2025	$18,728.00	$95,150 (-) Land $34,400 Building $60,750	$682,079 (+0.86%) Land $246,595 Building $435,484
2024	Homeowner's exemption	$95,150 (-) Land $34,400 Building $60,750	$676,262 (+5.19%) Land $244,492 Building $431,770
2023		$95,150 (-) Land $34,400 Building $60,750	$642,905 (+13.18%) Land $232,432 Building $410,473
2022		$95,150 Land $34,400 Building $60,750	$568,060 Land $205,373 Building $362,687

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 35 Saddle Ridge Rd in Zone X, an area of minimal flood risk, though there have been 10 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 10 policies
Nearby Flood Policies	10 in force
Nearby Flood Claims	10 (1979–2021)
Claims Outside the SFHA	9 of 10
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 2 claims Hurricane Irene, Aug 2011 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 35 Saddle Ridge Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NEW CASTLE/STANWOOD W.D. serves 17,116 people · EPA ID NY5903442
Water Source	Purchased surface water from several systems
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 75 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber	2,300 / 2,300
T-Mobile Fixed Wireless	100 / 20