47 S Wayne St, Phelps, NY 14532 Property Records

Ontario County and Phelps Town property record for 47 S Wayne St, Phelps, NY 14532

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,573 sqft · built 1960
Lot Size	0.411 acres (17,944 sqft)
Owner	2 Individual Names on Record
Tax Bill	$4,101 (2026)
Deeds & Mortgages	Jul 2026 Mortgage Jul 2021 Refinance + 1 more
APN	`5821-000-06`

Property Details

APN / Parcel Number

Primary APN	`5821-000-06`
Alternative APN	`324001 48.13-1-11.000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,573 sqft Living Area
1st Floor Area	1,273 sqft
Upper Floors Area	300 sqft

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Lot Area	17,944 sqft (0.411 acres)
Lot Dimensions	239 ft deep x 75 ft wide
Garage Type	Attached
Garage Area	300 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Pool Type	Above-Ground Pool
Pool Area	400 sqft
Porch	Patio
Porch Area	327 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	5821-000-06
Street Address	47 S WAYNE ST
City	PHELPS
State	NY
Zip	14532-9621
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	02 - SINGL
Legal Description	0.5 ACRE
Legal Block	1
Legal Lot Number	11.000
Jurisdiction	ONTARIO NY
Township / Civil Division	PHELPS
Census Block Group	2
Census Block	2021
Census Tract	50401

Owner

Source: Ontario County and Phelps Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	47 S WAYNE ST, PHELPS, NY 14532-9621
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 27, 2026	Deed of Trust, Mortgage SAVINGS BANK
Jul 12, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance COMMUNITY BANK NA
Jan 21, 2020	Deed of Trust, Mortgage · Second Mortgage (Down Payment) COMMUNITY BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ONTARIO NY
Recording Date	Jul 27, 2026
Property Address	47 S WAYNE ST, PHELPS, NY 14532-9621
Document Number	0012322606
Book / Page	3381 / 751
Instrument Date	Jul 20, 2026
Instrument	202612322606
Transaction Type	Mortgage
Record Updated	Sep 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	47 S WAYNE ST, PHELPS, NY 14532-9621

Mortgage

Document Number	0012322606,
Date	Jul 27, 2026
Book Page	3381/751
Instrument	202612322606

Lender

Name	SAVINGS BANK

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Adjustable Rate
Initial Type	Adjustable Rate
Max Rate	-1%

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ONTARIO NY
Property Address	47 S WAYNE ST, PHELPS, NY 14532-9621
Transaction Type	Mortgage
Record Updated	Oct 5, 2021
Title Company	CROSSROADS TITLE, CROSSROADS

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	3081/240
Date	Jul 12, 2021
Book Page	3081/240
Instrument	202107120115

Lender

Name	COMMUNITY BANK NA
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	181 Months
Due	Aug 1, 2036

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ONTARIO NY
Property Address	47 S WAYNE ST, PHELPS, NY 14532-9621
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2932/312
Date	Jan 21, 2020
Book Page	2932/312

Lender

Name	COMMUNITY BANK NA
Type	Bank

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount Recorded
Term	181 Months
Due	Feb 1, 2035

Tax Assessment & Valuation

Source: Ontario County and Phelps Town assessment roll, as of April 16, 2026

Property Jurisdictions

Type	Name
State	New York
County	Ontario County
County Subdivision	Phelps Town
Municipality	Phelps Village
Unified School District	Phelps-Clifton Springs Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,101.00 (+20.26%) Homeowner's exemption
2025	$3,410.00	$109,000 (-) Land $14,100 Building $94,900	$151,400 (+13.88%) Land $19,585 Building $131,815
2023		$109,000 Land $14,100 Building $94,900	$132,950 Land $17,198 Building $115,752

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 93% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PHELPS ROUTE 14 WD serves 400 people · EPA ID NY3430049
Water Source	Purchased surface water from WATERLOO VILLAGE
Last State Inspection	Oct 2024
Also Mapped Here	PHELPS VILLAGE
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 269 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
GoNetspeed Fiber	1,000 / 1,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: CBN.

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