45 S Wayne St, Phelps, NY 14532 Property Records

Ontario County and Phelps Town property record for 45 S Wayne St, Phelps, NY 14532

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,546 sqft · built 1900
Lot Size0.49 acres (21,344 sqft)
Owner2 Individual Names on Record
Last Sale$65,500 (Sep 2006)
Tax Bill$4,074 (2026)
Deeds & MortgagesApr 2019 Mortgage
APN5820-000-06

Property Details

APN / Parcel Number

Primary APN5820-000-06
Alternative APNs
  • 324001 48.13-1-10.000
  • 40010480130001010000

Interior

Bedrooms2 Beds
Full Baths1 Bath
Stories1 Story
Building Area1,546 sqft Living Area
1st Floor Area1,096 sqft
Upper Floors Area450 sqft

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1900
Architectural StyleTraditional
Exterior MaterialAluminum/Vinyl
Lot Area21,344 sqft (0.49 acres)
Lot Dimensions239 ft deep x 90 ft wide
PorchSlab
Porch Area508 sqft
Shed1 Shed

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number5820-000-06
Street Address45 S WAYNE ST
CityPHELPS
StateNY
Zip14532-9621
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code02 - SINGL
Legal Description0.5 ACRE
Legal Block1
Legal Lot Number10.000
JurisdictionONTARIO NY
Township / Civil DivisionPHELPS
Census Block Group2
Census Block2021
Census Tract50401

Owner

Source: Ontario County and Phelps Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address45 S WAYNE ST, PHELPS, NY 14532-9621
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 26, 2006 · Amount on Record
Deed SaleSep 26, 2006 · Amount on Record
Prior SaleSep 26, 2006 · Amount on Record
Deed Book / Page1171 / 171
Record UpdatedOct 29, 2026

April 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionONTARIO NY
Property Address45 S WAYNE ST, PHELPS, NY 14532-9621
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2877/554
DateApr 5, 2019
Book Page2877/554
Lender
NameESL FCU
TypeCredit Union
Agreement
TypeBalloon Mortgage
AmountAmount Recorded
Term241 Months
DueMay 1, 2039

Tax Assessment & Valuation

Source: Ontario County and Phelps Town assessment roll, as of April 16, 2026

Property Jurisdictions

TypeName
StateNew York
CountyOntario County
County SubdivisionPhelps Town
MunicipalityPhelps Village
Unified School DistrictPhelps-Clifton Springs Central School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$4,074.00 (+19.96%) Homeowner's exemption Senior Citizen's exemption Veteran's exemption
2025$3,396.00$110,000 (-) Land $15,000 Building $95,000$152,800 (+13.9%) Land $20,836 Building $131,964
2023$110,000 Land $15,000 Building $95,000$134,150 Land $18,293 Building $115,857

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood ZoneNot on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 93% of New York
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPHELPS ROUTE 14 WD
serves 400 people · EPA ID NY3430049
Water SourcePurchased surface water from WATERLOO VILLAGE
Last State InspectionOct 2024
Also Mapped HerePHELPS VILLAGE
LeadUnder 1 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 269 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
GoNetspeed
Fiber
1,000 / 1,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: CBN.

Nearby Properties on S Wayne St

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